Find USDA Eligible Properties in DeSoto County


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Looking to buy in DeSoto County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of DeSoto County, FL   DeSoto QR code
* cities most likely to have USDA loan eligible properties for sale.

*Arcadia   •   Brownville   •   Cubitis   •   Fort Ogden   •   Hull   •   Joshua   •   Lake Suzy   •   Lansing   •   Platt   •   *Southeast Arcadia   •   Southfort

There are 137 USDA backed residential loans in DeSoto county with an average loan balance of $87,113. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $94,470. On average the rural home size purchased with this loan was approximately 1,421 SqFt. DeSoto county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of DeSoto County is roughly 1,653 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for DeSoto County is 6. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in DeSoto County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
DeSoto County, Florida
USDA Boundary Details
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DeSoto County, Florida is located in the southwestern part of the state and was established on May 19, 1887. It was named after the Spanish explorer Hernando de Soto, who is known for his extensive exploration of the southeastern United States in the early 16th century.

Before the formation of DeSoto County, the region was once occupied by several indigenous tribes, including the Calusa, the Muspa/Estero, and the Seminole Indians. During the Seminole Wars in the early 1800s, US forces fought to drive out the Seminole people, leading to eventual European-American settlement in the area.

Initially, the county was much larger and included the present-day counties of Charlotte, Glades, Hardee, and Highlands. However, due to population growth and changing needs, these counties were split from DeSoto County in 1921.

Throughout the late 1800s and early 1900s, DeSoto County thrived with robust agricultural and cattle-raising industries. The county has experienced cycles of growth and decline, with freezes devastating the local citrus industry on multiple occasions.

Fun Fact: One fascinating fact about DeSoto County is that, in 1960, Charles Scherer, a pharmacist in the town of Arcadia, invented Gatorade within its borders. The drink was created to help University of Florida football players stay hydrated under the scorching Florida sun. Gatorade has since become one of the world's most popular sports drinks, and it all started in DeSoto County, Florida.


Featured Cities of Florida
Hull Brownville

Featured Properties from USDA Loan Eligible Regions of DeSoto County
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Realtors in DeSoto browse list of realtors working in DeSoto County
DeSoto county has 2 usdaproperties.com realtors ready to help with your search!
June 2025 Featured Agents
Kathy Weithman   from   CCRFL, LLC
Sarah Woppman   from   Town

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