Find USDA Eligible Properties in Duval County
Looking to buy in Duval County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
* WARNING *
Duval County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.
Start your search for USDA loan eligible properties in the cities of Duval County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Atlantic Beach • Baldwin • Beacon Hills • Beauclerc Gardens • Biscayne Village • Caleb • Cambon • Cary • Cedar Hills Estates • Center Park • Cosmo • Dames Point Manor • Deerwood Club • Donner • Dunn Creek • East Mandarin • Eastport • Eggleston Heights • Fiftone • Fort Caroline • Goodbys • Halsema • Isle of Palms South • Jacksonville • Jacksonville Beach• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lake Forest Hills • Lake Forest Manor • Lake Park Estates • Langmar • Loretto • Manhattan Beach • Neptune Beach • Newcastle • Ortega Farms • Ortega Terrace • Pablo Keys • Panama Park • Pearl Court • Royal Terrace • Saint Nicholas • San Jose Forest • Sans Pareil • Shady Rest • Stockade • Sunbeam • Venetia • Venetia Terrace • Yellow Bluff Fort
There are 14 USDA backed residential loans in Duval county with an average loan balance of $140,090. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $139,071. On average the rural home size purchased with this loan was approximately 1,647 SqFt. Duval county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Duval County is roughly 2,204 square kilometers. USDA defined regions of rural loan ineligibility in Duval cover 2,201 square kilometers of the county. Approximately 99.9% of Duval County is ineligible for traditional USDA home loans. The influence score for Duval County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Duval County.
View the detailed USDA boundaries and read about general conditions of
Duval County, Florida
.Duval County, located in the northeastern part of Florida, was established on August 12, 1822. It is named in honor of William Pope Duval, the first territorial governor of Florida who served between 1822 and 1834. The county's largest city and its county seat, Jacksonville, was founded in 1822 and named after Andrew Jackson, who was the military commissioner of Florida and later became the seventh president of the United States.
Historically, indigenous people of the Timucua tribe inhabited the region for thousands of years before the arrival of French Huguenot settlers in 1564, who established Fort Caroline. In 1565, Spanish forces led by Pedro Menndez de Avils attacked and destroyed Fort Caroline, replacing it with their own fort, San Mateo.
Over the following centuries, the region was under various Spanish, British, and American rule. Notably, Duval County was part of the Spanish Cession to the United States in 1821, which is when Florida officially became a United States territory.
During the 19th and 20th centuries, the area saw significant growth and development as a result of the construction of highways, railroads, and naval bases, leading to its current status as a thriving metropolitan region.
A fun fact about Duval County is that it is home to the Jacksonville Zoo and Gardens, which opened in 1914 and has grown to become one of Florida's top attractions. The zoo features a diverse range of animals and habitats, and also emphasizes wildlife conservation and education.
Featured Cities of Florida
browse list of realtors working in Duval CountyDuval county has 6 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Sam Vinson | from Florida Homes Realty and Mortgage |
| Sam Avanessov | from Florida Homes Realty and Mortgage |
| Schenita Little | from 1st Choice Real Estate LLC |
| Grady Braddock | from Diamond Realty of Amelia |
| April Bachtold | from Watson Realty Corp. |
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