Find USDA Eligible Properties in Gadsden County
Looking to buy in Gadsden County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Gadsden County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Branchville • *Chattahoochee • Concord • Darsey • Dogtown • Douglas City • Florence • Freemont • Gibson • *Greensboro • *Gretna • Hardaway • Hardin Heights • *Havana • Hinson• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Jamieson • Juniper • Lake View Point • Littman • *Midway • Mount Pleasant • *Quincy • Rich Bay • Rosedale • Santa Clara • Sawdust • Scotland • Sycamore • Wetumpka
There are 300 USDA backed residential loans in Gadsden county with an average loan balance of $129,618. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 44 years old. The typical appraised home value was around $135,157. On average the rural home size purchased with this loan was approximately 1,515 SqFt. Gadsden county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Gadsden County is roughly 1,366 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Gadsden County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Gadsden County.
View the detailed USDA boundaries and read about general conditions of
Gadsden County, Florida
.Gadsden County is located in the panhandle of Florida and has a rich history that dates back to the early 19th century. The county was established in 1823 and was named after James Gadsden, an American diplomat, soldier, and businessman known for his role in negotiating the Gadsden Purchase with Mexico.
Before the arrival of European settlers, the region was inhabited by Native American tribes such as the Apalachee and the Muscogee. In the early 19th century, the area became a hub for plantations producing cotton, tobacco, and other crops, largely due to its fertile soil and favorable climate. The plantations thrived on the labor of enslaved African Americans, and by the 1860s, Gadsden County had the highest percentage of enslaved residents in Florida.
During the Civil War, Gadsden County saw limited fighting. However, its economic reliance on slavery meant that it was heavily impacted by the war's aftermath and the subsequent Reconstruction Era. Many freed slaves remained in the county, and by the late 19th century, African Americans made up the majority of the population.
Throughout the 20th century, Gadsden County's economy shifted from agriculture to manufacturing and services. The county experienced significant population growth due to its proximity to Tallahassee, the capital of Florida, which led to increased development and urbanization.
As for a fun fact, Gadsden County is the only predominantly African American county in Florida and is known for its rich cultural heritage. The annual Havana Music & Heritage Festival celebrates the county's unique blend of African American, Cuban, and Southern influences, showcasing live music, art, food, and cultural exhibits.
Featured Cities of Florida
browse list of realtors working in Gadsden CountyGadsden county has 1 usdaproperties.com realtor ready to help with your search!
| May 2025 Featured Agent | |
|---|---|
| Othell Broger | from Broger Real Estate Services Inc |
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