Find USDA Eligible Properties in Hardee County
Looking to buy in Hardee County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Hardee County, FL 
* cities most likely to have USDA loan eligible properties for sale.
*Bowling Green • Bridges • Buchanan • Coker • Crewsville • *Fort Green • *Fort Green Springs • *Gardner • Kinsey • *Lemon Grove • Lily• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Limestone • Moffitt • Oak Grove • *Ona • Torrey • Vandolah • *Wauchula • *Zolfo Springs
There are 127 USDA backed residential loans in Hardee county with an average loan balance of $97,302. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $106,462. On average the rural home size purchased with this loan was approximately 1,460 SqFt. Hardee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Hardee County is roughly 1,654 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hardee County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hardee County.
View the detailed USDA boundaries and read about general conditions of
Hardee County, Florida
.Hardee County, located in the great state of Florida, was established on April 23, 1921. Named after Cary A. Hardee, the 23rd governor of Florida, the county was initially part of DeSoto County before being split and given its own identity. The county seat is Wauchula, a small city with a rich agriculture-based economy.
In the early days, Hardee County's economy primarily relied on agriculture, specifically citrus, cattle, and phosphate mining. The region experienced a boom after the arrival of the Atlantic Coast Line Railroad, as it allowed broad access for goods transportation.
A fun fact about Hardee County is the county's Pioneer Park Days, an annual event held in Zolfo Springs. This exciting festival, typically held in late February or early March, is the largest gathering of antique engine and equipment enthusiasts in the Southeastern United States. Visitors can enjoy live entertainment, food, and a glimpse into the history and culture of Hardee County while exploring the vast collection of antique engines and agricultural equipment on display.
Featured Cities of Florida
browse list of realtors working in Hardee CountyHardee county has 2 usdaproperties.com realtors ready to help with your search!
| May 2025 Featured Agents | |
|---|---|
| Jacqui Vreeken | from BHHS Florida Properties Group |
| Tania Bobe | from MB&A Realty |
Are you a realtor interested in helping families find USDA eligible properties in Hardee County?
Join the USDAProperties Realtor Network