Find USDA Eligible Properties in Indian River County

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May 2024 Featured Agent
Dahlia Gotzmann   from   Atlantic Key Realty Group

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Looking to buy in Indian River County, Florida?

There are 139 USDA backed residential loans in Indian River county with an average loan balance of $116,808. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $118,271. On average the rural home size purchased with this loan was approximately 1,565 SqFt. Indian River county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Indian River County is roughly 1,398 square kilometers. USDA defined regions of rural loan ineligibility in Indian River cover 326 square kilometers of the county. Approximately 23.3% of Indian River County is ineligible for traditional USDA home loans. The influence score for Indian River County is 5. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Indian River County, FL   Indian_River QR code
* cities most likely to have USDA loan eligible properties for sale.

Brookside   •   Cummings   •   *Fellsmere   •   Florida Ridge   •   *Gifford   •   Indian River Shores   •   Nevins   •   Orchid   •   Oslo   •   Riomar   •   Roseland   •   Royal Poinciana Park   •   Sebastian   •   South Beach   •   Vero Beach   •   Vero Beach South   •   Vero Lake Estates   •   *Wabasso   •   Wabasso Beach   •   West Vero Corridor   •   Windsor   •   *Winter Beach

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Indian River County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Indian River County, Florida
USDA Boundary Details

Indian River County, located in the great state of Florida, was established on May 30, 1925. It was carved out of the northern part of the St. Lucie County and named for the beautiful Indian River Lagoon that flows along the Atlantic Coast. The county seat is Vero Beach, one of the three main cities of the county along with Sebastian and Fellsmere.

The region has a rich history, having been inhabited by indigenous people, the Ais tribe, for thousands of years. Europeans, including the Spanish explorers, arrived in the 1500s, but the area remained relatively undeveloped for centuries. It was rural and agricultural until the 1900s when significant development and population growth took place.

The railroad played a major role in the county's growth, starting with the arrival of Henry Flagler's Florida East Coast Railroad, which connected the coast to major cities and led to the expansion of trade and businesses. Agriculture, particularly citrus, became a strong economic driver for the region, and Indian River's oranges and grapefruits gained worldwide recognition for their high quality.

One fun fact about Indian River County is that it is home to Pelican Island National Wildlife Refuge, which was declared as the first national wildlife refuge in the United States by President Theodore Roosevelt in 1903. The refuge was established to protect the diverse bird species and their habitats on the island, and it remains an important sanctuary for wildlife preservation to this day.

Featured Cities of Florida
Florida_Ridge Vero_Beach
Featured Properties from USDA Loan Eligible Regions of Indian River County
7845 129th Ct
Sebastian, FL

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1606 Weybridge Cir
Indian River Shores, FL

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14750 111th St
Fellsmere, FL

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36 Vista Gardens Trl Apt 105
Vero Beach, FL

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