Find USDA Eligible Properties in Lake County

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Realtors in Lake browse list of realtors working in Lake County
Lake county has 7 realtors ready to help with your search!

May 2024 Featured Agents
Joe Cremonese   from   Global Properties Sales
Christopher Johnson   from   Platinum Peaks Properties
Angie Garcia   from   I THINK REALTY LLC

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Looking to buy in Lake County, Florida?

There are 3,114 USDA backed residential loans in Lake county with an average loan balance of $134,734. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $137,444. On average the rural home size purchased with this loan was approximately 1,710 SqFt. Lake county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lake County is roughly 2,994 square kilometers. USDA defined regions of rural loan ineligibility in Lake cover 146 square kilometers of the county. Approximately 4.9% of Lake County is ineligible for traditional USDA home loans. The influence score for Lake County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lake County, FL   Lake QR code
* cities most likely to have USDA loan eligible properties for sale.

Alexander Springs   •   *Altoona   •   *Astatula   •   *Astor   •   Astor Park   •   Bassville Park   •   Blue Lakes Ridge   •   Camp Ocala   •   Carlton Village   •   Cassia   •   Castle Hill   •   Chain OLakes   •   Cisky Park   •   Clay Island   •   *Clermont   •   Conant   •   Confer   •   Crows Bluff   •   Dalhousie Acres   •   Dona Vista   •   Dublin   •   Eldorado   •   Ethel   •   Eustis   •   *Ferndale   •   Florida Hills   •   Fort Mason   •   *Fruitland Park   •   Fullerville   •   Grand Island   •   *Groveland   •   Harbor Shores   •   *HoweyintheHills   •   Howey Height   •   Lady Lake   •   Lake Jem   •   *Lake Kathryn   •   Lake Kathryn Heights   •   *Lake MackForest Hills   •   Lane Park   •   *Leesburg   •   *Lisbon   •   *Mascotte   •   Mid Florida Lakes   •   *Minneola   •   Mohawk   •   Montclair   •   *Montverde   •   Mosquito Grove   •   Mount Dora   •   Mount Homer   •   *Mount Plymouth   •   *Okahumpka   •   Orange Bend   •   Orange Blossom   •   Orange Blossom Hills South   •   Orange Mountain   •   *Paisley   •   *Pine Lakes   •   *Pittman   •   Pumpkin Center   •   River Forest   •   Roan   •   Saint Francis   •   Seminole Springs   •   Seneca   •   Silver Beach Heights   •   *Silver Lake   •   Skytop   •   Slones Ridge   •   *Sorrento   •   South Clermont   •   South Pine Lakes   •   *Tavares   •   Tuscannoga   •   *Umatilla   •   Wekiva   •   Whitney   •   *Yalaha

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lake County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lake County, Florida
USDA Boundary Details

Lake County, located in the heart of Florida, was established on May 27, 1887. It was carved out from portions of Orange and Sumter counties and named for its numerous lakes, which cover over 200 square miles within its boundaries. Tavares was designated as the county seat, and the area's original inhabitants included the Seminole Native Americans before European settlers arrived.

Due to its rich soil and warm climate, Lake County thrived in the agricultural sector, with citrus fruits, pineapples, and vegetables being the primary crops. However, the Great Freeze of 1894-1895 and 1985 wiped out some of the citrus groves, leading to diversification in the economy.

The county experienced significant growth as the railroad was extended to the region in the late 19th century. In the first decades of the 20th century, Lake County began focusing on tourism and developing its natural resources, including the miles of waterfronts and vast tracts of forests.

One fun fact about Lake County is that it is home to the "Mount Dora Lighthouse," one of only three freshwater lighthouses in Florida. The lighthouse, which serves as a navigational aid, was constructed in 1988 in the charming town of Mount Dora on Lake Dora's shoreline. Although the 35-feet tall lighthouse is not a historic building, it is a unique architectural feature and an iconic symbol of Lake County's maritime heritage.

Featured Cities of Florida
Umatilla Castle_Hill
Featured Properties from USDA Loan Eligible Regions of Lake County
14631 Wishing Wind Way
Clermont, FL

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36646 Oconee Ave
Eustis, FL

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19823 Carnation Rd
Altoona, FL

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14335 Sanhatchee St
Clermont, FL

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