Find USDA Eligible Properties in Liberty County
Looking to buy in Liberty County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Liberty County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Bon Ami • *Bristol • Central City • Clio • Conners Ford • Estiffanulga • Fawn Ford • *Hosford • Kern • *Lake Mystic • Lewis• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lowry • Orange • Rock Bluff • *Sumatra • Telogia • Twin Pole • Vilas • Wilma • Woods
There are 36 USDA backed residential loans in Liberty county with an average loan balance of $114,036. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $117,687. On average the rural home size purchased with this loan was approximately 1,556 SqFt. Liberty county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Liberty County is roughly 2,185 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Liberty County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Liberty County.
View the detailed USDA boundaries and read about general conditions of
Liberty County, Florida
.Liberty County is located in the Florida Panhandle, a region in the northwest part of the state. Established on December 15, 1855, it was named in honor of the popular American ideal of liberty. The county's population is relatively small, with approximately 8,000 residents according to the 2020 U.S. Census.
One of the earliest known inhabitants of the region was the Apalachee tribe of Native Americans. European explorers, including the Spanish, began making contact in the 1500s. After a period of Spanish colonization, Florida (including Liberty County) became a territory of the United States in 1821.
The county has a strong agricultural background, with cotton, corn, and livestock playing a significant role in its economy during the 19th and early 20th centuries. Like much of Florida, the timber industry also became an important part of Liberty County's development.
Liberty County is noted for its abundant outdoor recreational opportunities, including the Apalachicola National Forest and the Torreya State Park. Fun fact: Torreya State Park is home to the rare and endangered Torreya tree, which is one of the oldest tree species on Earth, dating back about 160 million years. Due to this rarity, the park attracts visitors interested in botany and enjoying beautiful hiking trails along with scenic views of the Apalachicola River.
Featured Cities of Florida
browse list of realtors working in Liberty CountyLiberty county has 1 usdaproperties.com realtor ready to help with your search!
| June 2025 Featured Agent | |
|---|---|
| Mitch Willis | from Hudson Willis Group Powered by LPT Realty |
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