Find USDA Eligible Properties in Madison County
Looking to buy in Madison County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Madison County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Bailey • Dennet • Ebb • *Greenville • Hamburg • Hanson • *Lee • Leland • Lovett• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Madison • Maysland • Pinetta • Sirmans • Spray • Stern
There are 69 USDA backed residential loans in Madison county with an average loan balance of $96,710. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $106,633. On average the rural home size purchased with this loan was approximately 1,485 SqFt. Madison county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Madison County is roughly 1,852 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Madison County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Madison County.
View the detailed USDA boundaries and read about general conditions of
Madison County, Florida
.Madison County is located in the northern part of Florida and is part of the Tallahassee Metropolitan Area. It was established on December 26, 1827, making it one of the five oldest counties in the state. The county was named after James Madison, the fourth President of the United States, who served from 1809 to 1817.
In the early years of Madison County, the area was inhabited primarily by Native American tribes, such as the Apalachee, Timucua, and Seminoles. The county's economy during the 19th and early 20th centuries was heavily dependent on agriculture, with cotton and tobacco being the primary cash crops, along with other crops like sugarcane, corn, and various fruits and vegetables.
During the Civil War, Madison County was a Confederate stronghold, as many residents supported the Confederacy's cause. Some of the county's residents joined the Confederate army and participated in battles throughout the Southeast.
In more recent years, Madison County has transitioned from an agricultural-based economy to a more diverse economic base, with healthcare, education, and manufacturing being important sectors.
One fun fact about Madison County is that it is home to the world-renowned "Bike Florida" event every year, which attracts cyclists from all over the state and the country. This week-long event highlights the beautiful countryside, historic sites, and friendly communities found in Madison and its neighboring counties, providing a unique opportunity for participants to explore the region's natural beauty and rich cultural heritage.
Featured Cities of Florida
browse list of realtors working in Madison CountyMadison county has 1 usdaproperties.com realtor ready to help with your search!
| June 2025 Featured Agent | |
|---|---|
| Crystal Bochnia | from Madison Realty Group, LLC |
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