


USDA loan eligible properties in Marion County, FL 

Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Anthony • *Belleview • Belleview Heights • Blitchton • Boardman • Bruceville • Burbank • Camp Roosevelt • Candler • Cedar Creek • Chatmire • Citra • Conner • Dallas • *Dunnellon • Early Bird • East Lake Weir • Electra • Eureka • Fairfield • Fellowship • Flemington • Fort McCoy • Grahamsville • Hog Valley • Hoyt • Irvine • Kendrick • Kerr City • Lacota • Lake Weir • Lowell • Lynne • Marion Oaks • Martel • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Martin • *McIntosh • Millwood • Montague • Moss Bluff • Mount Olive • Oak • Ocala • Ocala Ridge • Ocklawaha • Orange Blossom Hills • Orange Lake • Orange Springs • Pedro • Point Pleasant • Rainbow Falls • *Reddick • Rocksprings • Romeo • Ross Prairie • Salt Springs • Santos • Shady • Silver Springs • *Silver Springs Shores • Sparr • Stanton • Starkes Ferry • Summerfield • Sunset Harbor • Weirsdale • York • Zuber
browse list of realtors working in Marion CountyMarion has agents ready to assist.
Bernard Crocker
Karen Tennison
Glenna Selemba
Josee Lindner
There are 2,887 USDA backed residential loans in Marion county with an average loan balance of $102,406. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $104,860. On average the rural home size purchased with this loan was approximately 1,592 SqFt. Marion county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Marion County is roughly 4,308 square kilometers. USDA defined regions of rural loan ineligibility in Marion cover 193 square kilometers of the county. Approximately 4.5% of Marion County is ineligible for traditional USDA home loans. The influence score for Marion County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Marion County.
View the detailed USDA boundaries and read about general conditions of
Marion County, Florida
.Marion County, located in the northern part of Florida, was established on March 14, 1844. It was named in honor of General Francis Marion, a Revolutionary War hero known as the "Swamp Fox." The county has a rich history, with evidence of Native American settlements dating back to 10,000 B.C. The early inhabitants were the Timucua Indians, who were eventually replaced by the Seminoles.
In the early 19th century, European settlers began to arrive in the county, leading to tensions with the Seminole tribe. The Second Seminole War (1835-1842) took place within the area, and Fort King, a U.S. Army post, played a significant role in the conflict. Ocala, the present-day county seat, was founded near the site of Fort King in 1846.
Throughout the 19th and 20th centuries, Marion County became a center for agriculture, especially in the cultivation of citrus, watermelon, and, later on, thoroughbred horse farming. Its population grew rapidly throughout the 20th century, with an increase in tourism and development of retirement communities.
One fun fact about Marion County is that it's known as the "Horse Capital of the World" due to its thriving thoroughbred horse industry. The county is home to numerous horse farms, and several world-class champion racehorses have been bred and trained in the area, including the 1978 Triple Crown winner, Affirmed.
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