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Looking to buy in Okaloosa County, Florida?
There are 1,276 USDA backed residential loans in Okaloosa county with an average loan balance of $134,266. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $136,723. On average the rural home size purchased with this loan was approximately 1,485 SqFt. Okaloosa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Okaloosa County is roughly 2,580 square kilometers. USDA defined regions of rural loan ineligibility in Okaloosa cover 245 square kilometers of the county. Approximately 9.5% of Okaloosa County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Okaloosa County, FL
* cities most likely to have USDA loan eligible properties for sale.
Auburn • Baker • Beaver Creek • Blackman • Campton • Cannon Town • Cinco Bayou • Clear Springs • *Crestview • Deerland • Destin • Dorcas • Eglin AFB • Eglin Village • Escambia Farms • Fort Walton Beach • Galliver • Garden City • Garnier • Good Hope • Holt • Kellys Mill • Killingsworth Crossroads • Lake Lorraine • *Laurel Hill • Mary Esther • Milligan • Niceville • Nubbin Ridge • Ocean City • Okaloo • Peaden • Postil • Shalimar • Svea • Valparaiso • Wright • Wynnehaven Beach
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Okaloosa County.