Find USDA Eligible Properties in Okaloosa County


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Realtors in Okaloosa browse list of realtors working in Okaloosa County
Okaloosa county has 3 usdaproperties.com realtors ready to help with your search!

May 2024 Featured Agents
Michael Kocher   from   Realty ONE Group Emerald Coast
Rima Cole   from   Keller Williams Realty Emerald Coast
Angel Meeks   from   Coldwell Banker Realty

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Looking to buy in Okaloosa County, Florida?

There are 1,276 USDA backed residential loans in Okaloosa county with an average loan balance of $134,266. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $136,723. On average the rural home size purchased with this loan was approximately 1,485 SqFt. Okaloosa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Okaloosa County is roughly 2,580 square kilometers. USDA defined regions of rural loan ineligibility in Okaloosa cover 245 square kilometers of the county. Approximately 9.5% of Okaloosa County is ineligible for traditional USDA home loans. The influence score for Okaloosa County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Okaloosa County, FL   Okaloosa QR code
* cities most likely to have USDA loan eligible properties for sale.

Auburn   •   Baker   •   Beaver Creek   •   Blackman   •   Campton   •   Cannon Town   •   Cinco Bayou   •   Clear Springs   •   *Crestview   •   Deerland   •   Destin   •   Dorcas   •   Eglin AFB   •   Eglin Village   •   Escambia Farms   •   Fort Walton Beach   •   Galliver   •   Garden City   •   Garnier   •   Good Hope   •   Holt   •   Kellys Mill   •   Killingsworth Crossroads   •   Lake Lorraine   •   *Laurel Hill   •   Mary Esther   •   Milligan   •   Niceville   •   Nubbin Ridge   •   Ocean City   •   Okaloo   •   Peaden   •   Postil   •   Shalimar   •   Svea   •   Valparaiso   •   Wright   •   Wynnehaven Beach

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Okaloosa County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Okaloosa County, Florida
USDA Boundary Details
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Okaloosa County is located in the northwestern panhandle of Florida and was officially established on September 7, 1915. It was formed from parts of both Santa Rosa and Walton Counties. The name "Okaloosa" comes from the Choctaw words "oka" (meaning "water") and "lusa" (meaning "black"), which translates to "black water." This is a reference to the dark and tannic waters of the Yellow River, which runs through the county.

Crestview serves as the county seat, while Fort Walton Beach is the largest city in the area. As part of the larger region known as the Emerald Coast, Okaloosa County is known for its pristine, white sandy beaches and emerald-green waters, making it a popular tourist destination.

During World War II, a significant portion of Okaloosa County was used by the military for training purposes. Eglin Air Force Base was established in 1935 and named after Lieutenant Colonel Frederick I. Eglin, an early aviation pioneer. Today, the base is pivotal to military aviation training and testing, as well as housing the Air Force Armament Museum.

A fun fact about Okaloosa County is that it is home to a unique and rare natural phenomenon the coastal dune lakes. These lakes, found in only a few places around the world, are a mixture of both fresh and saltwater due to their proximity to the Gulf of Mexico. This creates diverse ecosystems that harbor a rich variety of plant and animal species.


Featured Cities of Florida
Holt Eglin_AFB
Featured Properties from USDA Loan Eligible Regions of Okaloosa County
329 Ray Ave
Crestview, FL

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1622 Lena St
Baker, FL

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5703 Old River Rd
Baker, FL

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