Find USDA Eligible Properties in Pasco County
Looking to buy in Pasco County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Pasco County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Anclote • Aripeka • Bayonet Point • Beacon Lakes • Beacon Square • Blanton • Branchborough • Clay Sink • Clinton Heights • *Connerton • *Crystal Springs • Cunningham Estates • *Dade City • *Dade City North • Darby • Drexel • Dupree Gardens • Ehren • Elfers • Ellerslie • Forest Hills • Fort King Acres • Greenfield • Gulf Harbors • Gulf Pine • Heritage Pines • Holiday • Hudson • Jasmine Estates • Jessamine • Key Vista • *Lacoochee • Lake Pasadena Heights • Land O Lakes • Loyce• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lumberton • Meadow Oaks • Moon Lake • Moss Town • New Port Richey • New Port Richey East • *Odessa • Orange Grove Villas • *Pasadena Hills • Pasadena Shores • Pasco • Port Lonesome • Port Richey • Quail Ridge • River Ridge • Riverdale • Saint Joseph • *Saint Leo • *San Antonio • Seven Springs • *Shady Hills • South Clinton Heights • Sturkey • Tommytown • *Trilby • Trilcoochee • Trinity • Vitis • Wesley Chapel • *Zephyrhills • *Zephyrhills North • *Zephyrhills South • *Zephyrhills West
There are 1,500 USDA backed residential loans in Pasco county with an average loan balance of $150,432. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $150,690. On average the rural home size purchased with this loan was approximately 1,760 SqFt. Pasco county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Pasco County is roughly 1,987 square kilometers. USDA defined regions of rural loan ineligibility in Pasco cover 589 square kilometers of the county. Approximately 29.7% of Pasco County is ineligible for traditional USDA home loans. The influence score for Pasco County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Pasco County.
View the detailed USDA boundaries and read about general conditions of
Pasco County, Florida
.Pasco County, located in the great state of Florida, was created in 1887 from the southern part of Hernando County. It was named after Samuel Pasco, a U.S. Senator from Florida who played a significant role in the county's formation. Covering an area of 868 square miles, Pasco County is part of the Tampa Bay Area which lies along the Gulf of Mexico on the West Central Coast of Florida.
The early inhabitants of Pasco County were Native American tribes such as the Tocobaga and the Timucua, whose presence dates back to around 10,000 years ago. The area was later explored by Spanish and European settlers in the 16th century. During the 19th century, the county was characterized by farming, ranching, and maritime industries.
A massive phosphate boom in the late 1800s led to economic growth and an influx of new settlers, shaping the modern Pasco County that we know today. Over the years, Pasco County has transformed from an area largely focused on agriculture and phosphate mining to a growing urbanized region with diverse industries.
A fun fact about Pasco County is that it is known for its numerous lush parks and nature preserves, offering a bounty of outdoor recreational opportunities for residents and visitors alike. One such destination is the Starkey Wilderness Park, which contains over 8,000 acres of land for hiking, biking, and equestrian activities. The park was developed as a result of a unique partnership between the Southwest Florida Water Management District and Pasco County a testament to the county's dedication to preserving its natural beauty.
Featured Cities of Florida
browse list of realtors working in Pasco CountyPasco county has 13 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Dorota Maslowska | from Florida Executive Realty |
| Melissa Fanning | from Zest Nest Realty |
| Rachel Hallman | from Exit BayShore Realty |
| Jon-Pierre Dupuy | from Berkshire Hathaway Home Services FLPG |
| Mara McCutchen | from Agile Group Realty |
| Show More Agents... | |
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