USDA Eligibility Boundaries for Polk, Florida

 
85.1% of Polk County is eligible for a USDA home loan.

Featured local agent #1 Ronnie DeCarlo from Keller Williams Classic Realty

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Polk county is rated a 5. The average temperature during the month of June is 81.6℉ and the average temperature in January is 60.8℉. The typical humidity of this area is approximately 72% and the area covered by water is 6.73%. The overall influence score for Polk is 2.

The map below displays geographic boundaries of Polk, Florida with a blue border. Regions of Florida that are highlighted in red are not eligible for USDA backed home loan programs in the state of Florida. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Hillsborough is 61 kilometers to the west, Hardee is 51 kilometers to the south and Osceola is 55 kilometers to the east.
  Select a City in Polk   Achan Agricola Alcoma* Alturas Auburndale* Babson Park Baird Bartow Bereah Berry Bonnie* Bradley Junction Combee Settlement Connersville* Crooked Lake Park Crystal Lake Cypress Gardens* Davenport* Dundee* Eagle Lake Eastwood Eaton Park Eloise Eloise Woods Eva Ewell Fedhaven Floritan* Fort Meade Fountain Heights Fox Town* Frostproof* Fuller Heights* Fussels Corner Galloway Gordonville Green Bay* Grenelefe Griffin* Haines City Hesperides* Highland City* Highland Park* Hillcrest Heights Holiday Manor* Homeland Indian Lake Estates Inwood* Jan Phyl Village* Kathleen Kingsford Kossuthville* Lake Alfred Lake Garfield* Lake Hamilton Lake Shipp Heights* Lake Wales Lake of the Hills Lakeland Lakeland Highlands* Loughman Lucerne Park Lynchburg Maxcy Quarters Medulla Mountain Lake Station* Mulberry Nalcrest Neilson Nichols Oak Terrace Orangedale Pebbledale Pembroke Pierce Pine Dale Pittsburg Poinciana Poinsettia Park* Polk City Poyner Providence Rock Ridge Rolling Hills Roux Quarters Royster Socrum South Mulberry Tancrede Tiger Bay* Wahneta* Waverly West Lake Wales West Scenic Park* Willow Oak Winston Winter Haven Withla Wolfolk

Select from the above list of cities in Polk County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Florida.

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Polk County, Florida is located in the Central portion of the state and covers an area of 2,010 square miles. As of 2019, the population was estimated to be 691,785. The population is diverse with a racial makeup of 64% White, 23% Hispanic or Latino, 11% African American and 2% Asian.

The median household income in Polk County is $51,479 and the poverty rate is 14%. The unemployment rate is 4.3%. Major industries in the county include agricultural products, manufacturing, tourism and services.

The cost of living in Polk County is slightly higher than the nation average due to housing costs. The median home value is $148,000 and rent costs are around $1,000 per month. There are a variety of housing options available ranging from single-family homes to apartments and condos.

The climate in Polk County is generally warm and humid with mild winters and hot summers. The average temperature in July is 91 degrees Fahrenheit and the average temperature in January is 57 degrees Fahrenheit. The area experiences an annual rainfall of 56 inches.

Polk, Florida

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Florida USDA program details you can also contact:

For general questions on USDA rural development in Florida:
Please call the State Office at (352) 338-3400.

Additional Featured Agents in Polk County
Angie Garcia from I THINK REALTY LLC
Christopher Johnson from Platinum Peaks Properties
Ronnie DeCarlo from Keller Williams Classic Realty
Rachel Hallman from Exit BayShore Realty

Featured Property from USDA Loan Eligible Regions of Florida