Find USDA Eligible Properties in Santa Rosa County


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Featured agents: Kristy Hintz
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USDAProperties.com's top rated realtor in Santa Rosa County is Kristy Hintz.


Looking to buy in Santa Rosa County, Florida?


There are 1,943 USDA backed residential loans in Santa Rosa county with an average loan balance of $124,465. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $128,593. On average the rural home size purchased with this loan was approximately 1,550 SqFt. Santa Rosa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Santa Rosa County is roughly 2,965 square kilometers. USDA defined regions of rural loan ineligibility in Santa Rosa cover 260 square kilometers of the county. Approximately 8.8% of Santa Rosa County is ineligible for traditional USDA home loans. The influence score for Santa Rosa County is 2. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Santa Rosa County, FL   Santa_Rosa QR code
* cities most likely to have USDA loan eligible properties for sale.

*Allentown   •   *Avalon   •   Avalon Beach   •   *Bagdad   •   Belandville   •   *Berrydale   •   *Brownsdale   •   Broxson   •   *Chumuckla   •   Chumuckla Springs   •   *Cobbtown   •   *Dickerson City   •   *Dixonville   •   *East Milton   •   *Fidelis   •   Floridale   •   *Floridatown   •   Galt City   •   *Garcon Point   •   Gulf Breeze   •   *Harold   •   Harp   •   Harper   •   *Holley   •   Indian Ford   •   *Jay   •   McLellan   •   *Milton   •   Mineral Springs   •   *Mount Carmel   •   Muddy Ford   •   *Mulat   •   *Munson   •   Navarre   •   *Navarre Beach   •   New York   •   Oriole Beach   •   *Pace   •   Parkerville   •   *Pea Ridge   •   Pine Bluff   •   *Pine Level   •   *Point Baker   •   *Roeville   •   Sellersville   •   *Springhill   •   Tiger Point   •   *Wallace   •   Ward Basin   •   Woodlawn Beach

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Rosa County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Santa Rosa County, Florida
USDA Boundary Details
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Featured Cities
Broxson Pine_Bluff
Featured Properties from USDA Loan Eligible Regions of Santa Rosa County
5793 Maggie Rose Cir
Milton, FL

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5953 Clay Cir
Gulf Breeze, FL

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3366 Farrish Rd
Jay, FL

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5729 Berry St
Milton, FL

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