Find USDA Eligible Properties in Suwannee County
Looking to buy in Suwannee County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Suwannee County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Beachville • *Branford • Dell • Dickert • Dowling Park • Ellaville • Falmouth • Fort Union • Hildreth • Houston • Lancaster • *Live Oak • Luraville• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• McAlpin • Mercer • Newburn • OBrien • Padlock • Pine Mount • Rixford • Sandy Point • Slade • Starr • Suwannee Springs • Wellborn
There are 110 USDA backed residential loans in Suwannee county with an average loan balance of $95,617. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $108,504. On average the rural home size purchased with this loan was approximately 1,480 SqFt. Suwannee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Suwannee County is roughly 1,793 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Suwannee County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Suwannee County.
View the detailed USDA boundaries and read about general conditions of
Suwannee County, Florida
.Suwannee County is located in the northern part of the great state of Florida. Established on December 21, 1858, as part of an act designating the county's boundaries, it was named after the famous Suwannee River that runs through the area. The word "Suwannee" is believed to be derived from the Native American word "sawani," which means "echo river."
The county was initially inhabited by indigenous peoples, including the Timucua tribe, who relied on the abundant natural resources in the region. Spanish explorers arrived in the 16th century, and after numerous changes between Spanish and British rule, eventually, in 1821, Florida was annexed to the United States as a territory.
During the 1800s, Suwannee County was an essential center for agriculture, particularly cotton and tobacco production. The county saw the rise of the turpentine and thick pine forests also boosted lumber industries. Growth and development accelerated in the region with the arrival of railroads, which connected Suwannee County to other parts of Florida and neighboring states.
Fun fact: One interesting feature of Suwannee County is the presence of numerous natural springs, such as the popular Wes Skiles Peacock Springs State Park. The park is known for its unique underwater cave system, which offers outstanding diving opportunities for experienced divers. The springs of Suwannee County are part of the Floridan Aquifer System and provide a picturesque environment to explore and appreciate the wonders of nature.
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