Find USDA Eligible Properties in Walton County
Looking to buy in Walton County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Walton County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Alpine Heights • Argyle • Battle Ground Forks • Blue Gulf Beach • Blue Mountain Beach • Bruce • Caney Creek • Choctaw • Choctaw Beach • Cluster Springs • Cosson Mill • Darlington • *DeFuniak Springs • Douglass Crossroads • Eucheeanna • Flowersville • Fluffy Landing • Forest Highlands • Four Mile Village • *Freeport • Gaskin • Glendale • Gordon • Grayton Beach • Gulf Pines• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Inlet Beach • Koerber • Lakewood • Liberty • Miller Bend • Miramar Beach • Mossy Head • New Harmony • New Home • *Paxton • Piney Grove • Pleasant Ridge • Point Washington • Pond Creek • Portland • Redbay • Rock Hill • Rosemary Beach • Santa Rosa Beach • Sconiers Mill • Seagrove Beach • Steele Church • TangOMar Beach • Villa Tasso
There are 485 USDA backed residential loans in Walton county with an average loan balance of $143,493. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $146,978. On average the rural home size purchased with this loan was approximately 1,547 SqFt. Walton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Walton County is roughly 2,975 square kilometers. USDA defined regions of rural loan ineligibility in Walton cover 23 square kilometers of the county. Approximately 0.8% of Walton County is ineligible for traditional USDA home loans. The influence score for Walton County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Walton County.
View the detailed USDA boundaries and read about general conditions of
Walton County, Florida
.Walton County, located in the great state of Florida, is named after George Walton, the Secretary of the Florida Territory from 1821 until 1826. Established on December 29, 1824, the county was carved from portions of Escambia and Jackson Counties. Boasting a rich history, Walton County witnessed the growth of lumber manufacturing and the coming of the railway in the early 20th century, which significantly impacted its economic development.
The county seat, DeFuniak Springs, was established in the early 1880s and became a hub for the L&N Railroad. This railroad connection helped the town flourish while it experienced an influx of visitors taking advantage of the health benefits offered by the area's natural springs. Notably, the town is situated around Lake DeFuniak, one of the world's two nearly perfectly circular spring-fed lakes.
As for a fun fact, Walton County is home to the highest natural point in Florida Britton Hill, standing at a modest elevation of 345 feet (105 meters) above sea level. This unique aspect draws curious visitors to the area who appreciate the distinction of this low-lying "mountain" among the otherwise flat landscape of Florida.
Featured Cities of Florida
browse list of realtors working in Walton CountyWalton county has 2 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Angel Meeks | from Coldwell Banker Realty |
| Rima Cole | from Keller Williams Realty Emerald Coast |
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