USDA loan eligible properties in Washington County, FL 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Bahoma • Bells Mill • Bradford • Brock Crossroad • *Caryville • *Chipley • *Ebro • Gilberts Mill • Hinsons Crossroads • Holmes Valley • Hulaw • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Johnson Crossroad • Millers Ferry • New Hope • Poplar Head • Red Head • Sylvania • *Vernon • *Wausau • Whitehead Crossroads
browse list of realtors working in Washington CountyWashington has agents ready to assist.
Jo Sapp
There are 169 USDA backed residential loans in Washington county with an average loan balance of $99,875. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $103,035. On average the rural home size purchased with this loan was approximately 1,483 SqFt. Washington county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Washington County is roughly 1,595 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Washington County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Washington County.
View the detailed USDA boundaries and read about general conditions of
Washington County, Florida
.Washington County is located in the panhandle of the great state of Florida. Established on December 9, 1825, it was named in honor of George Washington, the first president of the United States. The county's geographical boundaries have experienced changes over time, with parts being carved out to create other neighboring counties. It covers an area of approximately 616 square miles, making it the 53rd largest county in Florida. The county seat is Chipley.
The region was originally inhabited by Native American tribes, including the Muscogee (Creek) and Choctaw people. European settlers, primarily of Scottish and Irish descent, arrived in the 19th century, drawn by the abundant timber and fertile farmland. The area's development was spurred by the construction of railroads in the 19th and early 20th centuries.
Washington County is known for its beautiful natural attractions, including rivers, lakes, and state parks. A fun fact about this region is that the county is home to Falling Waters State Park, which features the highest waterfall in Florida. The water flows down a 73-foot deep, 20-foot wide cylindrical pit and disappears into a sinkhole at the bottom. This natural wonder, along with other recreational opportunities, makes Washington County a popular tourist destination.
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