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Benefits of Rural Life in Florida:
1. Small town living with a unique atmosphere: Those looking for a slower pace of life with a close-knit community atmosphere will find that rural living in Florida is a great way to get away from the hustle and bustle of city life.
2. Lower cost of living: The cost of living in rural areas of Florida is much lower than urban areas, making it easier to find affordable housing and enjoy a better quality of life.
3. Natural beauty: Rural Florida has some of the most breathtaking scenery in the state, with lush forests, rolling hills, and beautiful beaches.
4. Fishing and hunting: Rural Florida is a great destination for both recreational and commercial fishing, as well as hunting and other outdoor activities.
General Rural Housing Conditions in Florida:
Rural housing in Florida is generally affordable, with median home prices ranging from $125,000 to $200,000 depending on the location. The housing stock in rural Florida is also diverse, with a range of single-family homes, townhomes, and mobile homes available.
Financing Options for Purchasing Homes in Rural Areas of Florida:
The USDA offers a zero-down payment loan program for rural areas, which can be used to purchase a home in rural Florida. These loans are available to those with low to moderate incomes and can be used to purchase a single-family home, mobile home, or manufactured home. Additionally, there are a variety of other home loan options available, such as conventional loans and FHA loans.
For general questions on USDA rural development in Florida:Featured Property from USDA Loan Eligible Regions of Florida
Please call the State Office at (352) 338-3400.