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There are 3 USDA backed residential loans in Baker county with an average loan balance of $112,244. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $120,833. On average the rural home size purchased with this loan was approximately 2,390 SqFt. Baker county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Baker County is roughly 905 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Baker County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Baker County, GA
* cities most likely to have USDA loan eligible properties for sale.
Bethany • Crestview • Elmodel • Hawkinstown • Iveys Mill • Milford • Mimsville • *Newton • Patmos • Red Store Crossroads
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Baker County.
Baker County, located in the great state of Georgia, was established on December 12, 1825, and named in honor of Colonel John Baker, an American Revolutionary War hero. The county is situated in the southwest region of Georgia, covering an area of approximately 349 square miles. With a population of just over 3,000 people, it is a predominantly rural area known for farming and forestry.
In the early days of Baker County, local economy relied predominantly on agriculture, particularly cotton production, which drove the Antebellum Southern economy. Georgia was one of the major cotton-producing states in the country. Soon after the Civil War, the county experienced a notable shift towards lumber and turpentine production.
The county seat, Newton, was established in 1837 and is named in honor of Sergeant John Newton, who served with distinction during the American Revolutionary War. In 1860, Newton was the fourteenth largest town in Georgia, highlighting the county's earlier prosperity. However, like many rural areas, the county witnessed a population decline during the 20th century as residents migrated to urban areas in search of job opportunities.
A fun fact about Baker County is that it is home to a unique geological feature known as "Horny Head" or "Turtle Hill." It is situated near the Flint River and was once the site of a Native American ceremonial mound. With its steep, sloping sides and flat top, this natural formation continues to be a point of interest for locals and visitors alike.