Find USDA Eligible Properties in Baldwin County


Looking to buy in Baldwin County, Georgia?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
* WARNING *
Baldwin County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.
Start your search for USDA loan eligible properties in the cities of Baldwin County, GA
* cities most likely to have USDA loan eligible properties for sale.
Allenwood • Blandy • Browns Crossing • Coopers • Hardwick • Meriwether • Milledgeville • Pancras • Scottsboro • Underwood
There are 134 USDA backed residential loans in Baldwin county with an average loan balance of $111,032. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $114,901. On average the rural home size purchased with this loan was approximately 1,703 SqFt. Baldwin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Baldwin County is roughly 692 square kilometers. USDA defined regions of rural loan ineligibility in Baldwin cover 126 square kilometers of the county. Approximately 18.3% of Baldwin County is ineligible for traditional USDA home loans. The influence score for Baldwin County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Baldwin County.
View the detailed USDA boundaries and read about general conditions of
Baldwin County, Georgia

Baldwin County, located within the great state of Georgia, was established on May 11, 1803, as part of an act by the Georgia General Assembly. Named in honor of Abraham Baldwin, a signer of the United States Constitution, a U.S. Senator, and founder of the University of Georgia, the county seat is Milledgeville, which served as Georgia's state capital from 1804 to 1868.
During the antebellum period, Baldwin County was a crucial center for education and economics. Georgia's first college, Georgia College, was established in Milledgeville in 1803, and the world-renowned Georgia Military College followed suit in 1879. The county's rich, fertile lands contributed to its success in agriculture, primarily in the production of cotton. This, in turn, led to the establishment of numerous plantations, which facilitated the local economy.
Following the Civil War, Milledgeville and Baldwin County experienced a period of decline but rebounded throughout the 20th century, becoming a hub for commerce, education, and manufacturing.
Fun Fact: Georgia's Old Governor's Mansion, a stunning example of Greek Revival architecture, is located in Milledgeville, Baldwin County. It served as the residence of Georgia governors from 1839 to 1868 and now operates as a house museum as well as an official historic site in Georgia, giving visitors a glimpse of the state's rich history.
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Baldwin county has 4 usdaproperties.com realtors ready to help with your search!
July 2025 Featured Agents | |
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Woody Miller | from HRP Realty |
Jeff Rutledge | from Keller Williams Realty Lake Oconee |
April Smith | from Fickling Lake Country |
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