Find USDA Eligible Properties in Banks County

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Realtors in Banks browse list of realtors working in Banks County
Banks county has 3 realtors ready to help with your search!

June 2024 Featured Agents
Diana Foster   from   Exp Realty
Kim Howington   from   Howington Realty Company, Inc.
Cathy McClain   from   Virtual Properties Realty

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Looking to buy in Banks County, Georgia?

There are 157 USDA backed residential loans in Banks county with an average loan balance of $115,538. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $116,641. On average the rural home size purchased with this loan was approximately 1,625 SqFt. Banks county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Banks County is roughly 605 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Banks County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Banks County, GA   Banks QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alto   •   Carlan   •   Erastus   •   *Gillsville   •   Hebron   •   Hollingsworth   •   *Homer   •   *Maysville   •   Odis Crossroads   •   Pinefield Crossroads

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Banks County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Banks County, Georgia
USDA Boundary Details

Banks County is a scenic rural county located in the northeastern part of Georgia, USA. It was established on December 11, 1858, and named in honor of Dr. Richard E. Banks, a Georgian surgeon who made significant contributions to the medical field during the American Revolution and Cherokee Removal.

The county's landscape boasts the Blue Ridge Mountains' southernmost foothills and is part of the Chattahoochee River basin. Agriculture has been the backbone of Banks County's economy, with cotton, corn, and livestock farming as major sources of income during its early years. In more recent times, poultry farming and industries have emerged as significant economic contributors.

The county seat, Homer, was chartered in 1859 and is home to the historic Banks County Courthouse, built in 1864. Homer is considered the nucleus of the county's commercial and political activities.

Now for a fun fact: Banks County is known for the "Battle of the Chopped." This unusual event took place during the American Civil War when a group of Northern soldiers were found stealing food behind enemy lines. In an attempt to escape, they encountered a group of pigs and became engaged in a wild chase with them, which then became a local legend. The pigs later became known as "Yankee Chased Hogs," and today, a historical marker stands at the site commemorating the strange encounter.

Featured Cities of Georgia
Carlan Hollingsworth
Featured Properties from USDA Loan Eligible Regions of Banks County
3104 Crane Mill Rd Unit 10
Alto, GA

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1583 Hickory Flat Rd
Gillsville, GA

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368 Hill St
Homer, GA

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11312 Old Federal Rd
Carnesville, GA

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