USDA loan eligible properties in Carroll County, GA 
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* cities most likely to have USDA loan eligible properties for sale.
Abilene • Banning • Banning Mills • *Bowdon • Burwell • Byers Crossroads • Carrollton • Clem • Cross Plains • Dingler Crossroads • Farmers High • Ithaca • Jake • Joel • Jonesville • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lowell • Mandeville • *Mount Zion • *Roopville • Shady Grove • Star Point • Stoney Point • *Temple • Tyus • Veal • Victory • *Villa Rica • *Whitesburg
browse list of realtors working in Carroll CountyCarroll has agents ready to assist.
Cynthia Washington
Jacob Gay
Stanley P Dunson
Terry Quick
Bernadette Bey
There are 1,197 USDA backed residential loans in Carroll county with an average loan balance of $104,413. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $106,328. On average the rural home size purchased with this loan was approximately 1,607 SqFt. Alternate income limits exist to determine loan eligibility in Carroll county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.
The size of Carroll County is roughly 1,303 square kilometers. USDA defined regions of rural loan ineligibility in Carroll cover 162 square kilometers of the county. Approximately 12.4% of Carroll County is ineligible for traditional USDA home loans. The influence score for Carroll County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Carroll County.
View the detailed USDA boundaries and read about general conditions of
Carroll County, Georgia
.Carroll County, located in the great state of Georgia, was founded on December 11, 1826. It was named after Charles Carroll of Carrollton, one of the signatories of the United States Declaration of Independence and the last surviving founding father. The county is situated in the northwestern part of the state, bordering Alabama, and is part of the Atlanta metropolitan area.
Settlement in Carroll County began in the early 19th century with European-American settlers of mostly English and Scottish descent arriving in the region. The earliest communities emerged as trading and religious centers, with Van Wert being the first county seat. In 1836, the county was involved in the Cherokee Land Lottery following the Indian Removal Act of 1830, which forcibly moved the Cherokee people from their land to make way for new settlers. However, the county seat was moved to Carrollton soon after its founding in 1829.
Over the years, Carroll County has primarily been an agricultural region, with cotton, corn, and wheat being the primary crops. Textile and manufacturing industries have also been part of the economy, particularly during the early 20th century. Today, Carroll County is home to the University of West Georgia and West Georgia Technical College, making it a center for higher education and economic development in the area.
One fun fact about Carroll County is that it is home to John Tanner State Park, which is named after a local evangelist, John H. Tanner. The park boasts a beautiful beach, campgrounds, and facilities for picnics as well as ample recreational opportunities such as hiking, fishing, and boating in the 138-acre park.
Featured Cities of Georgia
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