Find USDA Eligible Properties in Charlton County

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June 2024 Featured Agent
Louis Finnegan   from   Keller Williams Realty Golden Isles

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Looking to buy in Charlton County, Georgia?

There are 36 USDA backed residential loans in Charlton county with an average loan balance of $103,903. Over 94% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $108,259. On average the rural home size purchased with this loan was approximately 1,741 SqFt. Charlton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Charlton County is roughly 2,028 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Charlton County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Charlton County, GA   Charlton QR code
* cities most likely to have USDA loan eligible properties for sale.

Boggy   •   Clarking   •   Cypress Siding   •   *Folkston   •   *Homeland   •   Mattox   •   McLeods Mill   •   Moniac   •   Newell   •   Paxton   •   Saint George   •   Silver Hill   •   Stokesville   •   Toledo   •   Traders Hill   •   Uptonville   •   Winokur

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Charlton County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Charlton County, Georgia
USDA Boundary Details

Charlton County, in the great state of Georgia, has a rich historical background that dates back thousands of years. It was originally inhabited by Native American tribes, predominantly the Timucuan people, who left behind numerous burial mounds as evidence of their presence. European colonists first arrived in the area in the 16th century, eventually leading to the establishment of the English colony of Georgia in 1733.

In 1854, Charlton County was officially formed from portions of Camden County. It was named in honor of Robert M. Charlton, a prominent Georgia lawyer, jurist, and U.S. Senator who contributed significantly to the state's legal and political systems. The county seat, Folkston, was founded shortly after in 1855, and named after William Clark Folk, a lawyer and member of the Georgia General Assembly.

During its early years, the county's economy relied heavily on agriculture, notably cotton and timber. The construction of the Atlantic Coast Line Railroad in 1887 flourished transportation and allowed the growth of markets for these products. The region became known for its lumber and naval stores operations in the late 19th and early 20th centuries.

A fun fact about Charlton County is that it is home to the Okefenokee Swamp, one of the largest and oldest freshwater swamps in North America. Covering roughly 700 square miles, the swamp is known for its diverse ecosystems and abundant wildlife, including hundreds of species of birds, reptiles, and amphibians. The Okefenokee National Wildlife Refuge, established in 1937, attracts thousands of visitors annuallyoffering opportunities for outdoor activities such as camping, canoeing, and wildlife observation.

Featured Cities of Georgia
Winokur Boggy
Featured Properties from USDA Loan Eligible Regions of Charlton County
866 Third St
Folkston, GA

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149 Fern Dr
Folkston, GA

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Highway 185
Saint George, GA

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244 Galloway Dr
Folkston, GA

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