Find USDA Eligible Properties in Chatham County

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Realtors in Chatham browse list of realtors working in Chatham County
Chatham county has 5 realtors ready to help with your search!

June 2024 Featured Agents
Jim Hawkins   from   eXp Realty
Tanya Young   from   Virtual properties realty
Bradford Page   from   The Page Properties Team brokered by eXp Realty
Liz Kimbro   from   Realty One Group Lowcountry

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Looking to buy in Chatham County, Georgia?

There are 922 USDA backed residential loans in Chatham county with an average loan balance of $141,092. Over 89% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $141,081. On average the rural home size purchased with this loan was approximately 1,654 SqFt. Chatham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Chatham County is roughly 1,289 square kilometers. USDA defined regions of rural loan ineligibility in Chatham cover 1,107 square kilometers of the county. Approximately 85.9% of Chatham County is ineligible for traditional USDA home loans. The influence score for Chatham County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Chatham County, GA   Chatham QR code
* cities most likely to have USDA loan eligible properties for sale.

Bakers Crossing   •   Beaulieu   •   Bethesda   •   *Bloomingdale   •   Bona Bella   •   Burnside   •   Burroughs   •   Cedar Hammock   •   Chippewa Terrace   •   Coffee Bluff   •   Dutch Island   •   Forest River Farms   •   Garden City   •   Georgetown   •   Grimball Park   •   Grove Park   •   Grove Point   •   Grubbs   •   Hamer   •   Harrock Hall   •   Henderson   •   Highland Park   •   Isle of Hope   •   Lakeside Park   •   Lamarville   •   Liberty City   •   Lynhurst   •   Mayfair   •   Meinhard   •   Monteith   •   Montgomery   •   Mount Herman   •   Mulberry Grove   •   Nicholsonville   •   OLeary   •   Oakhurst   •   Ogeecheeton   •   Parkersburg   •   Pin Point   •   *Pooler   •   *Port Wentworth   •   Richfield   •   Rio Vista   •   Sandfly   •   Savannah   •   Sharon Park   •   Silk Hope   •   Skidaway Island   •   Southover   •   Talahi Island   •   Thunderbolt   •   Tremont Park   •   Turners Rock   •   Tybee Island   •   Vernon View   •   Vernonburg   •   White Bluff   •   Whitemarsh Island   •   Williams   •   Wilmington Island   •   Wilmington Park   •   Windsor Forest   •   Windward   •   Woodlawn Terrace   •   Wormsloe

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Chatham County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Chatham County, Georgia
USDA Boundary Details

Chatham County, located in the southeastern part of the great state of Georgia, has a rich and fascinating history. Established on February 5, 1777, the county was named in honor of William Pitt, 1st Earl of Chatham, who was a staunch supporter of the American cause during the Revolutionary War. The city of Savannah, the oldest city in Georgia and the county seat of Chatham County, was founded in 1733 by General James Edward Oglethorpe. The founding of Savannah marked the beginning of the British colony of Georgia.

During the American Revolutionary War, Savannah was captured by the British, and it became their southern headquarters. The city was recaptured by American forces in 1782, and after the war, it continued to grow, both economically and as a trade center. In the late 19th and early 20th centuries, Savannah experienced vast growth due to its harbor and the cotton trade.

Chatham County played a significant role in both the antebellum period and the Civil War. The coastal location of the county made it an important site for agriculture, particularly rice and cotton plantations. These plantations relied heavily on the labor of enslaved people, and the county was one of the largest slaveholding areas in Georgia. During the Civil War, Savannah and Chatham County were strategic locations for the Confederacy, but by December 1864, the area was captured by Union forces during General Sherman's famous "March to the Sea."

Today, Chatham County is known for its historical landmarks, beautiful architecture, and rich culture. The picturesque city of Savannah is a popular tourist destination and encompasses the majority of Chatham County's population.

Fun fact: Savannah is famous for its public squares, which were designed to offer green space and promote community interactions. The city of Savannah was originally planned with 24 public squares, of which 22 still exist today. These squares are a distinctive feature and contribute to the unique charm of the city.

Featured Cities of Georgia
Forest_River_Farms Rio_Vista
Featured Properties from USDA Loan Eligible Regions of Chatham County
148 Grayson Ave
Savannah, GA

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13 W Sagebrush Ln
Savannah, GA

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8707 Clarke Ave
Savannah, GA

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2517 Nottingham Dr
Savannah, GA

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