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USDA loan eligible properties in Clarke County, GA   Clarke QR code

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Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.* WARNING *
Clarke County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.
* cities most likely to have USDA loan eligible properties for sale.

Athens   •   Barretts Mill   •   Cleveland Station   •   Green Acres   •   Westgate Park   •   Whitehall   •   Winterville

Additional Featured Properties from USDA Loan Eligible Regions of Clarke County

Realtors in Clarke browse list of realtors working in Clarke County

There are 2 USDA backed residential loans in Clarke county with an average loan balance of $90,867. Over 50% of the loans helped first time home buyers. Borrowers were an average age of 27 years old. The typical appraised home value was around $90,000. On average the rural home size purchased with this loan was approximately 1,221 SqFt. Clarke county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clarke County is roughly 313 square kilometers. USDA defined regions of rural loan ineligibility in Clarke cover 312 square kilometers of the county. Approximately 99.7% of Clarke County is ineligible for traditional USDA home loans. The influence score for Clarke County is 2. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Clarke County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clarke County, Georgia
USDA Boundary Details
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Clarke County is located in the northeastern part of the great state of Georgia, USA. It was created on December 5, 1801, and named in honor of Revolutionary War hero and politician, Elijah Clarke. The county seat and largest city is Athens, which is also home to the University of Georgia, the state's flagship public university founded in 1785.

Clarke County, which originally included parts of present-day Oconee and Madison counties, was formed from a portion of Jackson County. The early economy of the county was mainly dependent on agriculture, particularly cotton cultivation. The growth of the University of Georgia in Athens played a significant role in shaping the county's social and economic development over time.

During the Civil War, Athens served as a significant munitions production site for the Confederacy, and the county survived the war with minimal damage. In the late 19th and early 20th centuries, Clarke County experienced growth in industry, education, and infrastructure, including the establishment of several textile mills and the expansion of railroad connections.

Today, Clarke County is well known for its rich cultural heritage, vibrant music scene, and strong focus on education and research. The University of Georgia, which boasts the Georgia Museum of Art and the State Botanical Garden, significantly contributes to the diverse atmosphere of the county.

Fun fact: Clarke County and Athens were consolidated in 1991 to form Athens-Clarke County, a unified city-county government, making it the second (after Columbus-Muscogee County) such consolidation in the state of Georgia. This unique arrangement enhances the coordination of services and resources in the region.


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