Find USDA Eligible Properties in Clay County

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There are 2 USDA backed residential loans in Clay county with an average loan balance of $56,085. Over 50% of the loans helped first time home buyers. Borrowers were an average age of 0 years old. The typical appraised home value was around $24,000. On average the rural home size purchased with this loan was approximately 522 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 562 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 9. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, GA   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

*Bluffton   •   Cotton Hill   •   Days Crossroads   •   *Fort Gaines   •   Garnersville   •   Harrisons Mill   •   Jeff   •   Moores Crossroads   •   Pecan   •   Ricks Place   •   Watson Crossroads   •   Zetto

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Georgia
USDA Boundary Details

Clay County is located in the southwestern part of the great state of Georgia, USA. It was established on February 16, 1854, and named in honor of the influential 19th-century American statesman, Henry Clay. The county was created from portions of Early and Randolph Counties, and the county seat was named Fort Gaines, which lies near the Chattahoochee River.

The area was originally inhabited by the Creek Indian tribe until settlers began to arrive in the early 19th century. During the era of Indian Removal in the 1830s, the Creek people were forced to give up their lands, which eventually led to the creation of counties like Clay. Fort Gaines was established in 1816 as a means of protection and as a strategic location on the Chattahoochee River.

One significant historical event that took place in Clay County was the construction of the Walter F. George Lock and Dam, completed in 1962, creating the Walter F. George Lake. This lake, also known as Lake Eufaula, is a major recreational destination in Georgia and Alabama, and it has contributed to the development of the region's economy.

One fun fact about Clay County is that it is part of the "Gopher Tortoise Capital of the World." The gopher tortoise, a keystone species native to the southeastern United States, thrives in the sandy soils and longleaf pine forests of this region. The gopher tortoises' burrows provide shelter for over 350 other species, making them vital for maintaining a healthy ecosystem in the area.

Featured Cities of Georgia
Cotton_Hill Moores_Crossroads
Featured Properties from USDA Loan Eligible Regions of Clay County
203 Plantation Blvd
Georgetown, GA

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