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USDA Eligibility Boundaries for Clay, Georgia 
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 4. The average temperature during the month of June is 80.8℉ and the average temperature in January is 50.2℉. The typical humidity of this area is approximately 78% and the area covered by water is 10.04%. The overall influence score for Clay is 9.
The map below displays geographic boundaries of Clay, Georgia with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Georgia.
Clay County, Georgia is located in the southwestern corner of the state and is part of the Chattahoochee-Oconee National Forest. The population of Clay County was 3,819 as of 2019, and the median household income was $35,908. The racial makeup of the county is 85.5% White, 11.2% Black or African American, 0.3% Native American, 0.1% Asian, and 2.7% from other races. The largest cities are Fort Gaines and Bluffton.
The living conditions in Clay County are generally rural with many small towns and rural communities scattered throughout the county. Most homes are single-family dwellings on large lots with plenty of open space and access to outdoor activities such as hunting, fishing, camping, and hiking. The climate is mild and humid with hot summers and mild winters.
The quality of life in Clay County is generally good, with a low cost of living and plenty of recreational activities available to residents. There are several public schools in the county that provide educational opportunities for children and adults alike. There are also several churches in the area that provide spiritual guidance for those seeking it. Additionally, there is a local hospital providing medical care for residents when needed.
Clay, Georgia
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Georgia USDA program details you can also contact:
Contact your Area Office for program information and to apply:Featured Property from USDA Loan Eligible Regions of Georgia
Cartersville - (678) 719-3508
Monroe - (770) 267-1413, Ext. 4
Fort Valley - (478) 827-0016, Ext. 4
Sandersville - (478) 552-6073, Ext. 4
Tifton - (229) 382-0273, Ext. 4
Douglas - (912) 384-4811, Ext. 4
State Office: USDA Rural Development | Stephens Federal Building | 355 E. Hancock Avenue | Athens, Ga 30601
Phone - (706) 546- 2162 | Toll Free - (800) 338-5975 | TDD - (706) 546-2034 | Fax2Mail- (855) 452-0956
