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USDA Eligibility Boundaries for Effingham, Georgia 
There are no geographical USDA loan restrictions in this county. 100% of Effingham County is eligible for rural development USDA home loans.
Featured local agent #1 Liz Kimbro from Realty One Group Lowcountry
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Effingham county is rated a 3. The average temperature during the month of June is 80.5℉ and the average temperature in January is 50.0℉. The typical humidity of this area is approximately 72% and the area covered by water is 0.7%. The overall influence score for Effingham is 2.
The map below displays geographic boundaries of Effingham, Georgia with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Effingham County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Georgia.
Effingham County is a rural county located in the southeast corner of the U.S. state of Georgia, with a population of approximately 52,000 people. The county seat is Springfield. According to the 2019 U.S. Census estimates, the county's population was 57% white, 35% African American, 5% Hispanic or Latino, and 3% Asian.
The median household income in Effingham County is $59,851, slightly higher than the state average of $58,947. The poverty rate is 11%, which is lower than the national and state averages. The cost of living in Effingham County is slightly lower than the national average and is considered affordable for most families.
The area offers a variety of housing options ranging from single-family homes to apartment complexes and manufactured homes. The average home value in Effingham County is $182,000, which is lower than the state average of $186,000.
The quality of life in Effingham County is generally good for families and individuals alike. The county has a wide range of recreational activities and attractions, including outdoor parks and trails, golf courses, museums, theaters, and restaurants. The area also offers excellent schools and access to healthcare services.
Effingham, Georgia
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Georgia USDA program details you can also contact:
Contact your Area Office for program information and to apply:
Cartersville - (678) 719-3508
Monroe - (770) 267-1413, Ext. 4
Fort Valley - (478) 827-0016, Ext. 4
Sandersville - (478) 552-6073, Ext. 4
Tifton - (229) 382-0273, Ext. 4
Douglas - (912) 384-4811, Ext. 4
State Office: USDA Rural Development | Stephens Federal Building | 355 E. Hancock Avenue | Athens, Ga 30601
Phone - (706) 546- 2162 | Toll Free - (800) 338-5975 | TDD - (706) 546-2034 | Fax2Mail- (855) 452-0956
| Additional Featured Agents in Effingham County |
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| Tanya Young from Virtual properties realty |
| Amanda Colon from Great GA Realty |
| Liz Kimbro from Realty One Group Lowcountry |
| Bradford Page from The Page Properties Team brokered by eXp Realty |
Featured Property from USDA Loan Eligible Regions of Georgia
