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There are 34 USDA backed residential loans in Emanuel county with an average loan balance of $85,969. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $90,303. On average the rural home size purchased with this loan was approximately 1,649 SqFt. Emanuel county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Emanuel County is roughly 1,786 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Emanuel County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Emanuel County, GA
* cities most likely to have USDA loan eligible properties for sale.
*Adrian • Blun • Blundale • *Canoochee • Colemans Lake • Covena • Dellwood • Durdenville • *Garfield • Gary • Lexsy • Lombard • Modoc • *Norristown • *Nunez • *Oak Park • Old Dellwood • *Stillmore • *Summertown • *Swainsboro • *Twin City • Wesley
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Emanuel County.
Emanuel County, located in the great state of Georgia, was established on December 10, 1812, and named in honor of Georgia Governor David Emanuel (1744-1808) who was of English descent. The county is situated in the southeastern part of Georgia, bordering Toombs, Bulloch, Jenkins, Johnson, Laurens, Montgomery, and Treutlen counties. Swainsboro is the county seat of Emanuel County and serves as its central hub.
The economy of Emanuel County in the 19th and early 20th centuries was primarily agricultural, focusing on cotton, timber, and livestock. This region also played a vital role in the development of railroads, with the Savannah & Southwestern Railroad being one of the significant rail systems.
Emanuel County has experienced notable historical milestones, including being part of the 1821 Georgia Land Lottery, and having Thomas Jefferson's granddaughter, Cornelia Jefferson Randolph, die within its limits, where she was briefly interred.
One fun fact about Emanuel County is the annual Pine Tree Festival, which started in 1946. It is one of the longest-running environmental celebrations in the United States, promoting the conservation and wise use of natural resources, particularly the pine trees that serve as the basis for the local timber industry. The festival includes a parade, street dance, arts and crafts exhibitions, and various other fun activities.