Find USDA Eligible Properties in Floyd County
Looking to buy in Floyd County, Georgia?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Floyd County, GA 
* cities most likely to have USDA loan eligible properties for sale.
Armuchee • Benton • Berwin • Bone • Boozeville • Brice • *Cave Spring • Chubbtown • Coosa • Crystal Springs • Cunningham • Everett Springs • Floyd Springs • Foster Mills • Fouche • Haney • Hermitage • Horseleg Estates • Huffaker • Krannert• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lavender • Lindale • Melson • Mount Berry • Oreburg • Orsman • Pinson • Radio Springs • Reeseburg • Relay • Rome • Rosedale • *Shannon • Silver Creek • Six Mile • Vans Valley • Wax • West Rome
There are 200 USDA backed residential loans in Floyd county with an average loan balance of $109,572. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $111,863. On average the rural home size purchased with this loan was approximately 1,537 SqFt. Floyd county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Floyd County is roughly 1,343 square kilometers. USDA defined regions of rural loan ineligibility in Floyd cover 268 square kilometers of the county. Approximately 20.0% of Floyd County is ineligible for traditional USDA home loans. The influence score for Floyd County is 3. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Floyd County.
View the detailed USDA boundaries and read about general conditions of
Floyd County, Georgia
.Floyd County is a region located in the northwestern part of the great state of Georgia, USA. Established on December 3, 1832, the county was named in honor of General John Floyd, a South Carolina native who served as a major general during the Creek War in the 1810s.
The area's history prominently features the Native American tribes who originally inhabited the region, primarily the Cherokee and Creek people. In the early 1800s, European settlers began to move into the area, which eventually led to the forced removal of Native Americans along the infamous Trail of Tears. Rome, the county seat, was officially established as a city in 1834 at the confluence of the Etowah and Oostanaula Rivers, giving birth to the Coosa River.
Throughout the 19th century, Floyd County steadily grew, becoming an important industrial hub as well as a major agricultural center. Rome experienced tremendous growth with the establishment of several mills and the expansion of the railroad, solidifying its position as a regional commercial center.
During the American Civil War, Floyd County played a prominent role, with Rome serving as a critical source of supply and military support for the Confederate cause. The area was occupied by Union forces in 1864 following the Battle of Rome Crossroads, leading to the temporary destruction of its industrial and transportation infrastructure.
Floyd County rebuilt and thrived in the years following the Civil War, with the city of Rome growing into a bustling Southern center of commerce, manufacturing, and education. Today, the county is home to a diverse and growing population, continuing to play an important role in the state of Georgia's development.
Fun Fact: Floyd County is known for its unique geography, characterized by seven hills surrounding the city of Rome. The city's founders were inspired by Rome, Italy, which is famously built on seven hills, and decided to name their new city after the Italian capital.
Featured Cities of Georgia
browse list of realtors working in Floyd CountyFloyd has 2 agents ready to help.
Christie Welch Carroll
Elaine Osborn
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