Find USDA Eligible Properties in Habersham County


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There are 642 USDA backed residential loans in Habersham county with an average loan balance of $113,117. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $116,237. On average the rural home size purchased with this loan was approximately 1,514 SqFt. Habersham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Habersham County is roughly 723 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Habersham County is 8. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Habersham County, GA   Habersham QR code
* cities most likely to have USDA loan eligible properties for sale.

Aerial   •   *Baldwin   •   *Clarkesville   •   *Cornelia   •   *Demorest   •   Dicks Hill   •   Dixon Crossroads   •   Habersham   •   Harvest   •   Hills   •   Hollywood   •   *Mount Airy   •   New Switzerland   •   Pardue Mill   •   *Raoul   •   Shirley Grove   •   Shorts Mill   •   *Tallulah Falls   •   Turnerville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Habersham County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Habersham County, Georgia
USDA Boundary Details
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Featured Cities
Pardue_Mill Clarkesville
Featured Properties from USDA Loan Eligible Regions of Habersham County
193 Five Oaks Dr
Clarkesville, GA

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3546 Toccoa Hwy
Clarkesville, GA

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392 Ivy Hills Cir
Mount Airy, GA

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1183 Heads Ferry Rd
Cornelia, GA

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