Find USDA Eligible Properties in Hart County

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June 2024 Featured Agent
Cathy McClain   from   Virtual Properties Realty

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Looking to buy in Hart County, Georgia?

There are 173 USDA backed residential loans in Hart county with an average loan balance of $100,188. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $105,215. On average the rural home size purchased with this loan was approximately 1,589 SqFt. Hart county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Hart County is roughly 662 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hart County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Hart County, GA   Hart QR code
* cities most likely to have USDA loan eligible properties for sale.

*Bowersville   •   *Canon   •   Eagle Grove   •   Flat Shoals   •   Goldmine   •   *Hartwell   •   Maretts   •   Mount Olivet   •   Nuberg   •   Parkertown   •   Parkertown Mill   •   *Reed Creek   •   *Royston   •   Shoal Creek   •   Vanna

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hart County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Hart County, Georgia
USDA Boundary Details

Hart County, Georgia, is located in the northeastern part of the state and boasts a rich history dating back to its founding on December 7, 1853. It is named in honor of Nancy Hart, a female Revolutionary War-era heroine famous for her exploits in resisting the British forces. Covering an area of about 232 square miles, the county seat is Hartwell, which is also its largest city.

The area had been inhabited by Native American tribes, primarily the Cherokee and Creek, long before European settlers arrived. The first white settlers established themselves in the early 18th century and began building communities. In 1771, the Cherokee signed a treaty with the British, ceding the land that would become Hart County to the British Crown. Later on, the Treaty of 1818, known as the Treaty of the Cherokee Agency, turned over the land to the state of Georgia.

During the antebellum period, prior to the Civil War, Hart County saw rapid growth, driven primarily by cotton production and other agricultural activities. Like many other counties in the area, Hart County was significantly impacted by the Civil War and the ensuing Reconstruction era.

Fun Fact: Hartwell, the county seat, is home to the annual Lake Hartwell Dam Run, a popular 5K race that takes place every spring. The event offers participants the unique opportunity to run across the top of the Lake Hartwell Dam a location typically closed to the public while enjoying stunning views of the surrounding landscape.

Featured Cities of Georgia
Eagle_Grove Parkertown
Featured Properties from USDA Loan Eligible Regions of Hart County
212 Union Hill Church Rd
Bowersville, GA

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6914 Cokesbury Hwy
Dewy Rose, GA

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895 Old Highway 29
Hartwell, GA

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6299 West Ave
Lavonia, GA

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