Find USDA Eligible Properties in Irwin County


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June 2024 Featured Agent
Luther Overstreet   from   Advantage Real Estate PTRS

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Looking to buy in Irwin County, Georgia?

There are 50 USDA backed residential loans in Irwin county with an average loan balance of $99,338. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $98,796. On average the rural home size purchased with this loan was approximately 1,685 SqFt. Irwin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Irwin County is roughly 940 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Irwin County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Irwin County, GA   Irwin QR code
* cities most likely to have USDA loan eligible properties for sale.

Abba   •   Arp   •   Irwinville   •   Lands Crossroads   •   Lax   •   Mystic   •   *Ocilla   •   Osierfield   •   Pinetta   •   Riverbend   •   Waterloo   •   Wray

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Irwin County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Irwin County, Georgia
USDA Boundary Details
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Irwin County, located in the great state of Georgia, was established on December 15, 1818. It was named in honor of Governor Jared Irwin, a two-term Georgia governor best known for his role in repealing the Yazoo Land Fraud, a massive political scandal in the late 18th and early 19th centuries. The county was carved out of land acquired from the Creek Indians through the Treaty of Fort Jackson in 1814 and the Treaty of the Creek Agency in 1818.

The county seat of Irwin County is Ocilla, a small city that was founded in 1890. Irwin County has a rich agricultural history, with the production of various crops such as cotton, tobacco, and peanuts being central to its economy. Throughout most of the 19th century, the county saw steady growth as railroads were built through the region, connecting its agricultural products with nearby markets.

Irwin County played a role in the American Civil War, particularly in 1864 when Union General James H. Wilson invaded south Georgia, and the locals participated in several skirmishes against his forces. Like much of the South, the county faced economic hardship during the Reconstruction period after the war.

Today, Irwin County is known for its natural beauty, outdoor recreational activities, and historical attractions. The county is home to the Jefferson Davis Memorial Historic Site, dedicated to the capture of the Confederate president by Union troops in 1865.

Fun Fact: Irwin County hosts the annual Georgia Sweet Potato Festival, which takes place in Ocilla. It is a family-friendly event celebrating the sweet potato, an important crop to the area, and features a parade, live music, arts and crafts, food vendors, and various activities.


Featured Cities of Georgia
Wray Abba
Featured Properties from USDA Loan Eligible Regions of Irwin County
139 Condor Dr
Ocilla, GA

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280 Horseshoe Bend Rd
Irwinville, GA

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188 Main St W
Willacoochee, GA

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109 Glynn Ave
Fitzgerald, GA

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