Find USDA Eligible Properties in Montgomery County


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There are 31 USDA backed residential loans in Montgomery county with an average loan balance of $111,496. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $116,064. On average the rural home size purchased with this loan was approximately 1,899 SqFt. Montgomery county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Montgomery County is roughly 641 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Montgomery County is 7. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Montgomery County, GA   Montgomery QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ailey   •   *Alston   •   Charlotteville   •   *Higgston   •   Kibbee   •   McGregor   •   *Mount Vernon   •   Oak Grove   •   Petross   •   *Tarrytown   •   *Uvalda

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Montgomery County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Montgomery County, Georgia
USDA Boundary Details
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Montgomery County, located in the great state of Georgia, was established on December 19, 1793. The county was named in honor of Richard Montgomery, a Revolutionary War general who lost his life in the Battle of Quebec. The county seat, Mount Vernon, was established later on in 1813. Montgomery County is part of the Vidalia Micropolitan Statistical Area, which is known for its fertile soil and agricultural potential.

Historically, Montgomery County was home to Native American tribes like the Muskogee and Yamasee. European settlers began to establish themselves in the region in the 18th century, with its prime location along the Altamaha River making it suitable for trade and settlement.

Montgomery County played a role during the American Civil War as well. Many of the men from the region enlisted in the Confederate army, with some taking part in major battles such as Gettysburg.

A fun fact about Montgomery County is that it is known for its sweet onions, specifically the Vidalia onion, which was first cultivated in the area during the 1930s. The unique combination of climate, soil, and growing techniques in this region produces onions with a distinct sweetness, leading to the Vidalia onion's popularity nationwide. In recognition of the onion's significance, the Vidalia Onion Festival is held annually in Montgomery County and neighboring Toombs County, drawing thousands of visitors to celebrate this famous crop.


Featured Cities of Georgia
Oak_Grove Petross
Featured Properties from USDA Loan Eligible Regions of Montgomery County
1030 N Railroad Ave
Mount Vernon, GA

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1024 Browning Rd
Ailey, GA

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