


USDA loan eligible properties in Newton County, GA 

Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Alcovy • Almon • *Covington • Dialtown • Dixie • Hayston • High Point • *Mansfield • *Newborn • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Oxford • Pace • *Porterdale • Rocky Plains • Starrsville • Stewart
browse list of realtors working in Newton CountyNewton has agents ready to assist.
There are 385 USDA backed residential loans in Newton county with an average loan balance of $105,609. Over 67% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $112,166. On average the rural home size purchased with this loan was approximately 1,765 SqFt. Alternate income limits exist to determine loan eligibility in Newton county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.
The size of Newton County is roughly 723 square kilometers. USDA defined regions of rural loan ineligibility in Newton cover 110 square kilometers of the county. Approximately 15.3% of Newton County is ineligible for traditional USDA home loans. The influence score for Newton County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Newton County.
View the detailed USDA boundaries and read about general conditions of
Newton County, Georgia
.Newton County, in the great state of Georgia, was first established on December 24, 1821. Named after the famous Revolutionary War hero and legislator, Sergeant John Newton, the county is positioned in the north-central part of the state. Newton County played a significant role in the American Civil War, where it was heavily involved in various military operations.
Covington, the county seat, is often referred to as the "Hollywood of the South" due to its rich history in film and television. More than ninety productions have been shot in this region, including popular shows like "The Vampire Diaries," "The Dukes of Hazzard," and "In The Heat of the Night," as well as movies such as "My Cousin Vinny" and "Remember the Titans."
One fun fact about this region is that it holds an annual film festival, the Covington Fuzz Run, which includes a 5K and 1-mile race for enthusiasts and serves as a fundraiser for the Covington Police Department. The event promotes public safety and fosters a close bond between the community and law enforcement.
Featured Cities of Georgia


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