Find USDA Eligible Properties in Oconee County

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Oconee county has 1 realtor ready to help with your search!

June 2024 Featured Agent
Luciana Demian   from   EXP Realty

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Looking to buy in Oconee County, Georgia?

There are 116 USDA backed residential loans in Oconee county with an average loan balance of $165,378. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $167,565. On average the rural home size purchased with this loan was approximately 1,846 SqFt. Oconee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Oconee County is roughly 481 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Oconee County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Oconee County, GA   Oconee QR code
* cities most likely to have USDA loan eligible properties for sale.

*Bishop   •   *Bogart   •   Eastville   •   Elder   •   Farmington   •   *North High Shoals   •   *Watkinsville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oconee County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Oconee County, Georgia
USDA Boundary Details

Oconee County, located in the great state of Georgia, was established on February 25, 1875, after being carved out from the larger Clarke County. It gets its name from the Oconee River which runs through the area. The word "Oconee" comes from a Muskogee term meaning "born from water."

Originally inhabited by Native American tribes like the Creek and Cherokee, the land was ceded to Georgia after treaties were signed in the late 18th and early 19th centuries. European settlers, mainly from the British Isles, began populating the area, focusing on agriculture and later industrial pursuits.

During the Civil War, the region witnessed relatively minimal impact as there were no significant battles in the area. The arrival of the Georgia Railroad in the 1840s connected Oconee County to the broader region, promoting trade and population growth. The agricultural sector continued to be a driving force in the county's economy, primarily focusing on cotton production until the turn of the 20th century.

Historically, Oconee County is home to numerous significant landmarks. One notable site is the William Daniell House, constructed in the early 19th century and still stands as a representation of early plantation architecture.

Fun Fact: Oconee County has a tradition of having painted farm silos, which depict scenes inspired by local history or nature. The Silo Art Project was created to preserve and promote these artworks while fostering a sense of community pride and identity. Today, this project has transformed the county's landscape, turning it into an artistic, historic, and scenic treasure.

Featured Cities of Georgia
Bogart Elder
Featured Properties from USDA Loan Eligible Regions of Oconee County
1040 Pops Way
Bogart, GA

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2980 Rocky Branch Rd
Watkinsville, GA

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231 Shadyfield Ln
Bishop, GA

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157 S Main St
Watkinsville, GA

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