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USDA Eligibility Boundaries for Oconee, Georgia 
There are no geographical USDA loan restrictions in this county. 100% of Oconee County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Oconee county is rated a 3. The average temperature during the month of June is 78.4℉ and the average temperature in January is 44.5℉. The typical humidity of this area is approximately 70% and the area covered by water is 0.2%. The overall influence score for Oconee is 2.
The map below displays geographic boundaries of Oconee, Georgia with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Oconee County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Georgia.
Oconee County is located in the northeastern part of Georgia and is one of the fastest growing counties in the state. As of 2019, the population was estimated to be 34,959. The median household income for Oconee County was $72,821 in 2018 and the median age of residents was 41 years old.
The majority of residents in Oconee County are White (90.7%), followed by African American (5.1%), Asian (2.2%), Hispanic or Latino (1.6%), and other races (0.3%). The county has a highly educated population with over 76% of adults having at least an Associate's degree or higher.
Living conditions in Oconee County are generally good with a low poverty rate of 8.3%, which is significantly lower than the state average of 17%. The cost of living is slightly higher than the national average due to housing costs, but overall it is still considered affordable compared to other areas in Georgia.
The quality of life in Oconee County is very high due to its low crime rate, access to recreational activities, and excellent schools. The county also has plenty of shopping and dining options as well as a vibrant arts and cultural scene. Residents enjoy a variety of outdoor activities such as fishing, boating, hiking, camping, and more.
Oconee, Georgia
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Georgia USDA program details you can also contact:
Contact your Area Office for program information and to apply:Featured Property from USDA Loan Eligible Regions of Georgia
Cartersville - (678) 719-3508
Monroe - (770) 267-1413, Ext. 4
Fort Valley - (478) 827-0016, Ext. 4
Sandersville - (478) 552-6073, Ext. 4
Tifton - (229) 382-0273, Ext. 4
Douglas - (912) 384-4811, Ext. 4
State Office: USDA Rural Development | Stephens Federal Building | 355 E. Hancock Avenue | Athens, Ga 30601
Phone - (706) 546- 2162 | Toll Free - (800) 338-5975 | TDD - (706) 546-2034 | Fax2Mail- (855) 452-0956
