Find USDA Eligible Properties in Oglethorpe County

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Oglethorpe county has 1 realtor ready to help with your search!

June 2024 Featured Agent
Ashley Noggle   from   eXp Realty

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Looking to buy in Oglethorpe County, Georgia?

There are 143 USDA backed residential loans in Oglethorpe county with an average loan balance of $115,133. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $116,734. On average the rural home size purchased with this loan was approximately 1,631 SqFt. Oglethorpe county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Oglethorpe County is roughly 1,144 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Oglethorpe County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Oglethorpe County, GA   Oglethorpe QR code
* cities most likely to have USDA loan eligible properties for sale.

*Arnoldsville   •   *Crawford   •   Dunlap   •   Enterprise   •   Hogan   •   Hutchins   •   *Lexington   •   *Maxeys   •   Philomath   •   Point Peter   •   Saxon   •   Smithonia   •   Stephens   •   Veribest   •   Vesta

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oglethorpe County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Oglethorpe County, Georgia
USDA Boundary Details

Oglethorpe County, located in the northeastern part of the state of Georgia, was created on December 19, 1793, and named in honor of James Oglethorpe, the founder of the Georgia Colony. Oglethorpe County is part of the Athens-Clarke County, Georgia Metropolitan Statistical Area, and its county seat is Lexington.

Before the arrival of European settlers, the area was inhabited by Native Americans, predominantly the Creek and Cherokee tribes. In the mid-18th century, white settlers began arriving, attracted by the fertile soil and abundant natural resources.

During the Revolutionary War, the Georgia General Assembly approved the establishment of a new county as it sought to encourage population growth in its backcountry. The county was initially settled by a diverse group of pioneers, including Revolutionary War veterans, English and Scottish farmers, and Swiss and German craftsmen.

Throughout the 19th century, the economy of Oglethorpe County was largely based on agriculture, with cotton being the primary crop. The county saw significant population growth due to the rich agricultural land and the expansion of the railroad network. In 1845, the arrival of the Athens to Lawrenceville railroad line boosted commerce and helped to establish the town of Crawford, which became an important trade center.

During the Civil War, Oglethorpe County residents were affected by the conflict, with many men serving in the Confederate Army. After the war, the county continued to rely heavily on agriculture, but the post-war economic disruptions led to a decline in the cotton industry.

In the 20th century, Oglethorpe County's economy diversified, incorporating manufacturing and services in addition to agriculture. The county continued to grow in population and development, while preserving its historical and cultural heritage.

Fun fact: The Oglethorpe County Courthouse, located in Lexington, is a beautiful example of Greek Revival architecture built in 1887. It's one of the oldest courthouses in Georgia and is listed on the National Register of Historic Places.

Featured Cities of Georgia
Vesta Arnoldsville
Featured Properties from USDA Loan Eligible Regions of Oglethorpe County
168 Elm Rd
Carlton, GA

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865 Stephens Salem Rd
Stephens, GA

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14 Stewart Ln
Winterville, GA

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355 Linda St
Colbert, GA

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