Find USDA Eligible Properties in Pickens County
Looking to buy in Pickens County, Georgia?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Pickens County, GA 
* cities most likely to have USDA loan eligible properties for sale.
Blaine • Cagle • Carns Mill • Grandview • Hinton • Holcomb • *Jasper • Jerusalem • Ludville• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Marblehill • McDaniel • *Nelson • Ruden • Sweden • *Talking Rock • Talmadge • Tate
There are 413 USDA backed residential loans in Pickens county with an average loan balance of $126,828. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $129,855. On average the rural home size purchased with this loan was approximately 1,526 SqFt. Alternate income limits exist to determine loan eligibility in Pickens county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.
The size of Pickens County is roughly 602 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Pickens County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Pickens County.
View the detailed USDA boundaries and read about general conditions of
Pickens County, Georgia
.Pickens County, located in the great state of Georgia, was created on December 5, 1853. Nestled in the north central part of the state, the county is named in honor of General Andrew Pickens, a Revolutionary War hero from South Carolina. It covers an area of approximately 232 square miles and originally consisted of parts of Gilmer and Cherokee Counties.
Jasper serves as the county seat and has been the political and cultural center of Pickens County since its inception. The region saw early economic development tied primarily to agricultural activities, such as cotton and livestock production. However, as time went on, the focus shifted towards industries centering around mining and marble production, which eventually earned Pickens County the title of "The Marble Capital of Georgia."
Pickens County contains a portion of the Chattahoochee National Forest, which offers numerous recreational activities such as hiking, camping, and fishing. The county also has the Sharp Mountain Vineyards, the only vineyard and winery in the area, offering exquisite mountain views and local wine tasting experiences.
A fun fact about Pickens County is that it is home to the Tate House, a historic mansion built in 1923 from pink Etowah marble found in the county. The mansion was constructed for Colonel Sam Tate, a wealthy local figure involved in the marble industry, and is now a popular wedding and special events venue in the region.
Featured Cities of Georgia
browse list of realtors working in Pickens CountyPickens county has 2 usdaproperties.com realtors ready to help with your search!
| July 2025 Featured Agents | |
|---|---|
| Brit Patterson | from RE/MAX Town |
| Jana Atkins | from RE/MAX Town |
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