Find USDA Eligible Properties in Polk County

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Realtors in Polk browse list of realtors working in Polk County
Polk county has 4 realtors ready to help with your search!

June 2024 Featured Agents
Morgan Hardin   from   Atlanta Communities Real Estate
Elaine Osborn   from   Elaine Osborn Realty
Shawonda Willis   from   Metro Brokers
Christie Carroll   from   Century 21 Connect Realty

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Looking to buy in Polk County, Georgia?

There are 449 USDA backed residential loans in Polk county with an average loan balance of $95,218. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $97,448. On average the rural home size purchased with this loan was approximately 1,489 SqFt. Polk county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Polk County is roughly 809 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Polk County is 4. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Polk County, GA   Polk QR code
* cities most likely to have USDA loan eligible properties for sale.

Akes   •   *Aragon   •   Benedict   •   Caseyville   •   *Cedartown   •   Esom Hill   •   Etna   •   Fish Creek   •   Fullwood Springs   •   Iron Stab   •   Lake Creek   •   Portland   •   Prior   •   *Rockmart   •   Seney   •   Van Wert   •   Youngs

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Polk County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Polk County, Georgia
USDA Boundary Details

Polk County, situated in the northwestern part of the great state of Georgia, was established on December 20, 1851. Named after the 11th President of the United States, James K. Polk, the county was formed from portions of Paulding and Floyd counties. In its early years, agriculture played a significant role in the local economy, with crops like corn, wheat, and cotton being the most prevalent.

The county seat, Cedartown, was incorporated in 1854, and it derived its name from the abundance of red cedar trees in the area. Another significant city in the county is Rockmart, which was incorporated in 1872 and owes its name to a local businessman who owned a rock market in the city. The presence of a railroad in the late 1800s fueled the growth of industry and commerce in Polk County, particularly in Rockmart.

One fun fact about Polk County is its rich natural beauty, which includes the Silver Comet Trail. This popular multi-use paved trail was created on an abandoned railroad line and spans over 61 miles, stretching from Smyrna, Georgia, to the Alabama state line. Visitors and residents can enjoy biking, jogging, or walking while taking in picturesque landscapes, wildlife, and historic sites along the trail.

Featured Cities of Georgia
Caseyville Lake_Creek
Featured Properties from USDA Loan Eligible Regions of Polk County
1409 Flechtner Rd
Fostoria, OH

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29 Bellview Rd
Rockmart, GA

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1825 Calloway Path
Rockmart, GA

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521 Adams Rd
Cedartown, GA

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