USDA loan eligible properties in Thomas County, GA 
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* cities most likely to have USDA loan eligible properties for sale.
*Barwick • *Boston • Chastain • *Coolidge • Dawesville • Dillon • Eason • Everett • Glasgow • *Meigs • Merrillville • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Metcalf • Newark • *Ochlocknee • Pasco • Patten • Piscola • Quality • *Thomasville
browse list of realtors working in Thomas CountyThomas has agents ready to assist.
There are 151 USDA backed residential loans in Thomas county with an average loan balance of $116,891. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $122,179. On average the rural home size purchased with this loan was approximately 1,596 SqFt. Thomas county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Thomas County is roughly 1,428 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Thomas County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Thomas County.
View the detailed USDA boundaries and read about general conditions of
Thomas County, Georgia
.Thomas County, located in the great state of Georgia, was established on December 23, 1825, named after Revolutionary War Brigadier General Jett Thomas. It is positioned in the southwestern part of the state and covers approximately 552 square miles. The county's history is rooted in early Native American settlements, with the Creek and Seminole tribes initially inhabiting the area. In the early 19th century, it became one of the prime locations for cotton plantation.
The county seat, Thomasville, was incorporated on January 1, 1850, and would later come to be known as the "Winter Resort of the South" due to its comfortable climate and beautiful natural surroundings. During the late 1800s, Thomasville had become quite popular among wealthy Northern Americans as a winter retreat, leading to the construction of grand Victorian-style mansions and inns.
Throughout the years, Thomas County has played a significant role in agriculture, primarily in the areas of cotton, corn, cattle, and poultry. Today, Thomas County boasts a beautiful blend of historical landmarks, including the iconic Lapham-Patterson House, which features a unique architectural design with no two windows or doors alike due to the former owner's fear of fire.
A fun fact about Thomas County is that it's home to the Big Oak, a live oak tree in Thomasville that's said to be over 330 years old. This magnificent tree has a limb span of more than 162 feet and is a symbol of the area's rich heritage and natural beauty.
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