Find USDA Eligible Properties in Towns County


GA State Flag  Towns County Seal

Realtors in Towns browse list of realtors working in Towns County
Towns county has 1 usdaproperties.com realtor ready to help with your search!

June 2024 Featured Agent
Gina Gailey   from   Coldwell Banker High Country Realty

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Towns County, Georgia?

There are 60 USDA backed residential loans in Towns county with an average loan balance of $123,509. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $130,175. On average the rural home size purchased with this loan was approximately 1,377 SqFt. Towns county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Towns County is roughly 444 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Towns County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Towns County, GA   Towns QR code
* cities most likely to have USDA loan eligible properties for sale.

Beech Cove Vista   •   Cedar Cliff   •   *Hiawassee   •   Mountain Scene   •   Osborn   •   Presley   •   Tate City   •   Titus   •   *Young Harris

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Towns County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Towns County, Georgia
USDA Boundary Details
.

Towns County, located in the great state of Georgia, was created on March 6, 1856, from parts of Rabun and Union Counties. Named in honor of George Washington Bonaparte Towns, who served as the Governor of Georgia from 1847 to 1851, the county is situated in the northeastern part of the state, bordering North Carolina. Its county seat is the town of Hiawassee, which takes its name from a Cherokee word meaning "meadow."

The area is known for its scenic beauty, with the county encompassing portions of the Chattahoochee National Forest and the Blue Ridge Mountains. Attractions such as Brasstown Bald, the highest point in Georgia, and Lake Chatuge draw tourists who come to enjoy hiking, fishing, and boating among other recreational activities.

A fun fact about Towns County is that it hosts the annual Georgia Mountain Fair, a popular event that celebrates traditional Appalachian culture with live music, arts and crafts, food, and various exhibits. The fair has been held each summer since 1950 at the Georgia Mountain Fairgrounds in Hiawassee, attracting visitors from near and far to experience a taste of mountain life.


Featured Cities of Georgia
Tate_City Young_Harris
Featured Properties from USDA Loan Eligible Regions of Towns County
3195 Creekview Rd
Hiawassee, GA

property photo

 

691 Sunnyside Shores Rd
Hiawassee, GA

property photo

 

1503 Riverside Dr
Hiawassee, GA

property photo

 

7 Mossy Oaks Lot 7
Hiawassee, GA

property photo