Find USDA Eligible Properties in Whitfield County


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There are 300 USDA backed residential loans in Whitfield county with an average loan balance of $106,677. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $111,711. On average the rural home size purchased with this loan was approximately 1,521 SqFt. Whitfield county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Whitfield County is roughly 752 square kilometers. USDA defined regions of rural loan ineligibility in Whitfield cover 148 square kilometers of the county. Approximately 19.7% of Whitfield County is ineligible for traditional USDA home loans. The influence score for Whitfield County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Whitfield County, GA   Whitfield QR code
* cities most likely to have USDA loan eligible properties for sale.

Beaverdale   •   Callaway Mill   •   Carbondale   •   Cedar Valley   •   *Cohutta   •   Dalton   •   Dawnville   •   Five Springs   •   Hassler Mill   •   Keiths Mill   •   Mill Creek   •   Nance Springs   •   Norton   •   Phelps   •   Prater Mill   •   Pratersville   •   Red Clay   •   Rocky Face   •   Tilton   •   Toonnerville   •   Trickum   •   *Tunnel Hill   •   *Varnell   •   Waring

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Whitfield County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Whitfield County, Georgia
USDA Boundary Details
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Whitfield County, located in the great state of Georgia, was established on December 30, 1851. Named after Reverend George Whitefield, a prominent Methodist minister, the county was created from a portion of Murray County. Situated in the northwestern part of the state, Whitfield County is bordered by Tennessee and forms part of the Dalton Metropolitan Statistical Area.

Whitfield County played a significant role in the Civil War, with several skirmishes and battles occurring in the region, including the Battle of Rocky Face Ridge in 1864. After the war, the county experienced substantial growth due to the establishment of the Western and Atlantic Railroad, which facilitated trade and transportation.

Dalton, the county seat, is known as the "Carpet Capital of the World." This title originated in the 20th century when the city became the center of the American tufted textile industry, producing a significant portion of the nation's carpets and rugs.

A fun fact about Whitfield County is that the famous Cherokee Chief Vann House, also called the "Showplace of the Cherokee Nation," is located in the county. Built by James Vann, a wealthy Cherokee leader, in 1804, the Vann House is now a historical site showcasing the impressive architecture and rich history of the Cherokee people.


Featured Cities of Georgia
Cohutta Pratersville
Featured Properties from USDA Loan Eligible Regions of Whitfield County
270 Humble Fields Rd
Dalton, GA

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764 SE Keith Rd
Dalton, GA

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1800 Waterford Pl
Dalton, GA

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114 Chisholm Cir NW
Dalton, GA

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