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Looking to buy in Whitfield County, Georgia?
There are 300 USDA backed residential loans in Whitfield county with an average loan balance of $106,677. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $111,711. On average the rural home size purchased with this loan was approximately 1,521 SqFt. Whitfield county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Whitfield County is roughly 752 square kilometers. USDA defined regions of rural loan ineligibility in Whitfield cover 148 square kilometers of the county. Approximately 19.7% of Whitfield County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Whitfield County, GA
* cities most likely to have USDA loan eligible properties for sale.
Beaverdale • Callaway Mill • Carbondale • Cedar Valley • *Cohutta • Dalton • Dawnville • Five Springs • Hassler Mill • Keiths Mill • Mill Creek • Nance Springs • Norton • Phelps • Prater Mill • Pratersville • Red Clay • Rocky Face • Tilton • Toonnerville • Trickum • *Tunnel Hill • *Varnell • Waring
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Whitfield County.