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The benefits of rural life in the state of Georgia include access to wide open spaces, a slower pace of life, and an abundance of outdoor activities. Georgia's rural areas provide residents with a connection to nature and a sense of community often missing from cities. Additionally, rural living often allows for more affordable housing than those in urban areas.
General rural housing conditions in Georgia vary greatly depending on the specific area. Many rural homes are older, with most having been built before the modern building codes. However, some rural homes have been recently renovated, and many rural areas offer newly constructed homes.
Financing options for purchasing homes in rural areas of Georgia include traditional mortgage loans, government-backed loans such as the Rural Housing Service (RHS) Loan Program, and USDA loans. The RHS Loan Program offers subsidized mortgages for those living in rural areas, and the USDA loan program provides low-interest loans for those living in rural areas. Additionally, some banks and other lenders may offer special financing options for people looking to purchase homes in rural areas.
Contact your Area Office for program information and to apply:Featured Property from USDA Loan Eligible Regions of Georgia
Cartersville - (678) 719-3508
Monroe - (770) 267-1413, Ext. 4
Fort Valley - (478) 827-0016, Ext. 4
Sandersville - (478) 552-6073, Ext. 4
Tifton - (229) 382-0273, Ext. 4
Douglas - (912) 384-4811, Ext. 4
State Office: USDA Rural Development | Stephens Federal Building | 355 E. Hancock Avenue | Athens, Ga 30601
Phone - (706) 546- 2162 | Toll Free - (800) 338-5975 | TDD - (706) 546-2034 | Fax2Mail- (855) 452-0956