USDA loan eligible properties in Honolulu County, HI 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
*Ahuimanu • Aiea • Aiea Heights • Aina Haina • Akupu • Alewa Heights • Aliamanu • Crestview • East Honolulu • Ewa • *Ewa Beach • *Ewa Gentry • *Ewa Villages • Fernandez Village • Foster Village • Halawa • Halawa Heights • *Haleiwa • *Hauula • Hawaii Kai • *Heeia • Hickam Housing • Hickam Village • Honokai Hale • Honolulu • Honouliuli • *Iroquois Point • Iwilei • *Kaaawa • Kaalawai • Kahala • *Kahaluu • Kahana • *Kahuku • Kailua • Kaimuki • *Kalaeloa • Kalauao • Kalihi • Kalihi Kai • Kamehameha Heights • Kamooloa • Kaneohe • Kaneohe Station • Kapahulu • *Kapolei • Kawailoa Beach • Kawela • *Kawela Bay • Keaalu • Keolu Hills • *Ko Olina • Kokokahi • Kuliouou • Kunia Camp • *Laie • Lanikai • Lower Village • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mahinui • *Maili • *Makaha • *Makaha Valley • *Makakilo • Makiki Heights • Malae • Maunalani Heights • *Maunawili • Mililani Mauka • Mililani Town • Moiliili • *Mokuleia • *Nanakuli • Niu • *Ocean Pointe • Pacific Heights • Pacific Palisades • Palehua • Pearl City • Pohakupu • Portlock • *Punaluu • Puohala Village • *Pupukea • Puunui • Ranch Camp • Renton Village • *Royal Kunia • Saint Louis Heights • Schofield Barracks • Sunset Beach • Tenney Village • Varona Village • Wahiawa • Waiahole • Waialae • Waialee • *Waialua • *Waianae • Waiau • *Waikane • *Waikele • Waikiki • Wailupe • Waimalu • *Waimanalo • *Waimanalo Beach • Waipahu • Waipio • *Waipio Acres • *West Loch Estate • Wheeler AFB • *Whitmore Village • Wilhelmina Rise • Woodlawn
browse list of realtors working in Honolulu CountyHonolulu has agents ready to assist.
There are 2,602 USDA backed residential loans in Honolulu county with an average loan balance of $361,775. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $363,118. On average the rural home size purchased with this loan was approximately 1,166 SqFt. Alternate income limits exist to determine loan eligibility in Honolulu county. For a household of upto 4 people the income limit is $144,750. For a household of between 5 and 8 people the income limit increases to $191,050.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Honolulu County.
View the detailed USDA boundaries and read about general conditions of
Honolulu County, Hawaii
.Honolulu County, located on the island of Oahu in the state of Hawaii, serves as the capital and largest city of the state. The name "Honolulu" is derived from the Hawaiian words "hono" (meaning calm) and "lulu" (meaning shelter), reflecting its naturally protected harbor. Established around the 11th century, the area was initially populated by Polynesian migrants.
Honolulu's modern history began with the arrival of British explorer Captain James Cook in 1778. He made contact with the native Hawaiian population, exposing them to the Western world. In 1794, British Captain William Brown discovered the harbor at Honolulu, and its strategic location quickly gained the attention of major international maritime powers.
Throughout the 1800s, the area underwent rapid development, particularly when King Kamehameha I moved his royal court to Oahu in 1809. Honolulu soon became the center of political power and economic activity. In 1887, King Kalkaua completed the Iolani Palace, the only royal palace present in the United States.
The islands were annexed by the United States in 1898, and in 1900, Hawaii became a U.S. territory. Honolulu continued to flourish as a transportation hub and military base for the Pacific region. The infamous Pearl Harbor attack occurred near Honolulu in 1941, leading the United States to officially enter World War II.
In 1959, Hawaii became the 50th state of the United States, and Honolulu County was established, comprising the entirety of the island of Oahu.
Fun Fact: The popular surf destination, Waikiki Beach, is located in Honolulu County. It is known for its beautiful white sand, gentle waves, and iconic diamond-shaped volcanic crater, the Diamond Head Crater, which serves as a picturesque backdrop.
Featured Cities of Hawaii
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