There are no geographical USDA loan restrictions in this postal code. Click for more details on 50638.

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Jeff Jones
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I grew up in NW Iowa and joined the Iowa Army National Guard after high school. During my time in the Guard I attended ... see full details and contact information for Jeff ... enthusiast. I would be honored to help with your real estate needs.
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-04-26 for $240,000.
Serving the areas of Grundy Center, Iowa Falls, Cedar Falls, New Hartford, Independence, Fort Dodge, Decorah, Shell Rock, Waverly & Hampton
Elke Simmer Gerdes
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I am very proud to call the Cedar Valley home. As a Cedar Falls native, there is no other place that I would want to live ... see full details and contact information for Elke ... As always, going ABOVE and BEYOND to get you to where you want to be!
Elke has 4 recent and active property listings that range in price from $189,950 to $424,500 with the most recent sale on 2024-08-01 for $575,000.
Serving the areas of Dunkerton, Waterloo, Dike, Cedar Falls, Evansdale, Denver, Parkersburg, Readlyn, La Porte City & Reinbeck
Courtney Pirc
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As a northeast Iowa native, I have intimate knowledge of the area and a strong desire to make my home, your home. Working in ... see full details and contact information for C21C ... and transparency. The perfect recipe to obtain success for all my clients!
C21C has 0 active or recent property listings for $0 with the most recent sale on 2023-12-28 for $474,900.
Serving the areas of Shell Rock, Delhi, Independence, Grundy Center, Janesville, Cedar Falls, Tripoli, Denver, Jesup & Dike
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Advantages of home ownership in Spencer, Iowa may include:

1. Stable housing costs: When you own your home, you can have more predictable housing costs, as you are not subject to rent increases or fluctuations in the housing market.

2. Potential for appreciation: Over time, your home may increase in value, providing you with a financial asset that you can potentially sell for a gain.

3. Sense of pride and control: Owning a home can provide you with a sense of pride and control over your living space.

4. The ability to customize: As a homeowner, you have the freedom to decorate, renovate or modify your property to your liking.

Disadvantages of home ownership in Spencer, Iowa may include:

1. Maintenance costs and responsibilities: Homeowners are responsible for maintaining and repairing their own property. This can be costly and time-consuming.

2. Property taxes: As a homeowner, you are responsible for paying property taxes, which can be a significant expense.

3. Less flexibility: If you plan to move frequently or on short notice, renting may provide you with more flexibility.

4. Higher upfront costs: The initial costs associated with purchasing a home, such as a down payment and closing costs, can be a significant financial burden.