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Find USDA Eligible Properties in Adams County
Looking to buy in Adams County, Idaho?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Adams County, ID 
* cities most likely to have USDA loan eligible properties for sale.
Alpine • Bear • *Council • Cuprum • Devils Ladder • Evergreen • Fruitvale • Glendale • Goodrich • Helena • Hoover • Indian Valley • Landore• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Meadows • Mesa • Mesa Siding • *New Meadows • Pine Ridge • Rankin Mill • Rubicon • Starkey • Stevens • Tamarack
There are 10 USDA backed residential loans in Adams county with an average loan balance of $110,272. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $116,533. On average the rural home size purchased with this loan was approximately 1,420 SqFt. Adams county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Adams County is roughly 3,548 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Adams County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Adams County.
View the detailed USDA boundaries and read about general conditions of
Adams County, Idaho
.Adams County is a rural county in the great state of Idaho, which was established on March 3, 1911. It was named after the second U.S. president, John Adams. The county was created by partitioning off a portion of Washington County, and its total area is 1,370 square miles. The county seat is Council, and other significant towns include New Meadows and Bear.
Adams County is located in the western part of Idaho and is bordering the Payette National Forest to the east, which spans over 2.3 million acres. The Weiser River and its tributaries flow through Adams County, providing an essential water source for the region's agricultural and recreational activities.
Historically, Indigenous peoples such as the Shoshone and Bannock tribes lived in the county even before European explorers and fur trappers began arriving in the area. Gold mining played a significant role in the county's development during the late 19th and early 20th centuries. This precious metal was first discovered in 1862 near the town of Warren, leading to a small but notable gold rush in the region.
The primary industries supporting the Adams County economy are agriculture, timber, and tourism, with many people visiting the region for its wealth of outdoor recreational opportunities such as hunting, fishing, hiking, and camping.
One fun fact about Adams County is that it is home to the annual World Championship Pig-N-Ford race in Council. The unique event, held since 1916, entails contestants racing Model T Ford vehicles while holding a live pig under one arm. The race consists of five laps around a track, and participants must stop and exchange pigs at the end of each lap. The Pig-N-Ford race has become a well-loved tradition in the region, attracting visitors from all over the country.
Featured Cities of Idaho
browse list of realtors working in Adams CountyAdams county has 1 usdaproperties.com realtor ready to help with your search!
| March 2025 Featured Agent | |
|---|---|
| Angelene Mendez | from Blessed Home Solutions, LLC |
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