Looking to buy in Bingham County, Idaho?
There are 627 USDA backed residential loans in Bingham county with an average loan balance of $129,819. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $130,393. On average the rural home size purchased with this loan was approximately 1,352 SqFt. Bingham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Bingham County is roughly 5,488 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Bingham County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Bingham County, ID
* cities most likely to have USDA loan eligible properties for sale.
*Aberdeen • Aiken • Alridge • *Atomic City • *Basalt • *Blackfoot • Cerro Grande • Clarkson • Coffee Point • Collins • Cox • Fingal • *Firth • Fullmer • Gay • Gibson • Goshen • Grandview • *Groveland • Havens • Kimball• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward $0 Down Financing |
• Liberty • McDonaldville • Mitchell • *Moreland • Morgan • Olsen • Pingree • Rising River • *Riverside • *Rockford • Rose • Rouse • *Shelley • Springfield • Sterling • Taber • Thomas • Wapello • Wolverine • Woodville
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Bingham County.
Bingham County, located in the southeastern region of the great state of Idaho, was established on January 13, 1885. Named after Henry Harrison Bingham, a prominent U.S. Congressman, the county was originally a part of Oneida County. Bingham County has a rich history, primarily influenced by the pioneering spirit, agriculture, and Native American tribes such as the Shoshone and Bannock.
Blackfoot, the county seat, originally began as a small settlement in 1878 with residents engaging in farming and ranching. As the area grew, so did its economic activities, with the expansion of the railroad and agriculture playing a significant role in the county's development. The establishment of the Oregon Short Line Railroad in the 1880s further contributed to Bingham County's connectivity and growth.
A fun fact about Bingham County is that it is home to the Idaho Potato Museum, located in Blackfoot. The museum displays the importance of potatoes in Idaho's history and economy and houses the world's largest potato chip, showcasing the county's deep connection to the potato industry. Bingham County's fertile land makes it one of the top potato-producing counties in Idaho, a state well-known for its potatoes.
February 2025 Featured Agents | |
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Nathanael Covington | from Price Real Estate, Inc. |
Sheri Peery | from Keller Williams Realty East Idaho |