Find USDA Eligible Properties in Custer County


Looking to buy in Custer County, Idaho?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Custer County, ID
* cities most likely to have USDA loan eligible properties for sale.
Bayhorse • Bonanza • Casto • *Challis • Chilly • *Clayton • Custer • Dickey • Ellis • Goldburg • Grouse• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• Houston • Leslie • *Lost River • Lower Stanley • *Mackay • Obsidian • Robinson Bar • *Stanley • Sunbeam • Torreys
There are 27 USDA backed residential loans in Custer county with an average loan balance of $129,036. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $136,159. On average the rural home size purchased with this loan was approximately 1,541 SqFt. Custer county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Custer County is roughly 12,784 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Custer County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Custer County.
View the detailed USDA boundaries and read about general conditions of
Custer County, Idaho

Custer County, located in the great state of Idaho, was established on January 8, 1881. Named after General George Armstrong Custer, the county covers an area of 4,938 square miles, making it one of the largest counties in Idaho. Custer County is situated in the central part of the state and is bordered by Lemhi, Butte, Blaine, and Boise counties.
The region's history dates back to the Native American tribes, mainly the Shoshone and Bannock peoples, who inhabited the area for thousands of years. As European settlers and fur trappers began exploring the region in the early 19th century, Custer County became an area of interest for its valuable resources, such as gold and other minerals. Mining began to boom in the late 1800s, with towns like Bonanza and Custer being established to support the growing mining industry.
In addition to its rich mining history, Custer County is known for its impressive natural landscape, as it contains parts of the Salmon-Challis National Forest and the Sawtooth National Recreation Area. The county is a haven for outdoor enthusiasts, with attractions like the White Clouds Wilderness, the Frank Church River of No Return Wilderness, and the Lost River Range.
A fun fact about Custer County is that it is home to the highest peak in Idaho, the Borah Peak, standing at an impressive 12,662 feet (3,859 meters) above sea level. The peak was named after William E. Borah, a prominent U.S. Senator from Idaho, and it attracts hikers and mountaineers every year looking to conquer its challenging summit.
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