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Find USDA Eligible Properties in Elmore County
Looking to buy in Elmore County, Idaho?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Elmore County, ID 
* cities most likely to have USDA loan eligible properties for sale.
Atlanta • Castle Rocks • Chalk Cut • Cleft • Dixie • Featherville • *Glenns Ferry • Hammett • King Hill • Mayfield • *Mountain Home• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mountain Home AFB • Paradise Hot Springs • Pilgrim Stage Station Historic Site • Pine • Prairie • Reclamation Village • Reverse • Rocky Bar • Sebree • Steamboat Rock
There are 232 USDA backed residential loans in Elmore county with an average loan balance of $108,127. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $110,339. On average the rural home size purchased with this loan was approximately 1,324 SqFt. Elmore county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Elmore County is roughly 8,029 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Elmore County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Elmore County.
View the detailed USDA boundaries and read about general conditions of
Elmore County, Idaho
.Elmore County, located in the southwestern part of the great state of Idaho, was officially established on February 7, 1889. Named after the Ida Elmore mines, the county has played a significant role in Idaho's history. The county seat, Mountain Home, initially served as a stagecoach stop in the 1880s and has since developed into a thriving city due to the establishment of Mountain Home Air Force Base.
The Oregon Trail, an important migration route in the 19th century, passed through the northern part of Elmore County. Many pioneers traveled along this route in search of fertile land and new opportunities in the western United States.
Elmore County boasts a diverse landscape, including grasslands, mountains, and the impressive Snake River, which provides essential resources for the region. The county also has a rich mining history, producing large amounts of gold and silver during the late 19th century.
One fun fact about Elmore County is its role in the development of geothermal energy. Idaho is known for its hot springs, and in 2016, Elmore County became home to the Neal Hot Springs Project, the first commercial-scale geothermal power plant in the state. This facility generates enough electricity to power approximately 20,000 homes, exemplifying the county's commitment to sustainable development and renewable energy.
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