Find USDA Eligible Properties in Franklin County
Looking to buy in Franklin County, Idaho?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Franklin County, ID 
* cities most likely to have USDA loan eligible properties for sale.
Anderson • Banida • Cherryville • Cleveland • *Clifton • Coulam • *Dayton • Egypt • Fairview • *Franklin • Mapleton• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mink Creek • Mound Valley • *Oxford • *Preston • Thatcher • Treasureton • *Weston • Whitney • Winder
There are 235 USDA backed residential loans in Franklin county with an average loan balance of $139,962. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $141,241. On average the rural home size purchased with this loan was approximately 1,456 SqFt. Franklin county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Franklin County is roughly 1,731 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Franklin County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Franklin County.
View the detailed USDA boundaries and read about general conditions of
Franklin County, Idaho
.Franklin County, located in the southeastern part of the great state of Idaho, was established on January 20, 1913. Named after President Benjamin Franklin, it is recognized as the first city in the state, having been settled by Mormon pioneers in 1860. The county seat is Preston, which serves as the most prominent city in the region.
The early settlers in Franklin County built a strong foundation for farming and agriculture, thanks to the region's fertile soil and ample water supply. Some of the principal crops cultivated in the area are wheat, hay, and potatoes. Additionally, dairying and cattle ranching have played significant roles in the county's economy.
One fun fact about Franklin County is that it houses the historic Franklin Cooperative Mercantile Institution - the first co-op store to be built by Mormon pioneers in the state of Idaho. This establishment, founded in 1869, became the model for future cooperative stores by Mormon communities in the western states. The store was listed in the National Register of Historic Places in 1976, and it serves as a reflection of the pioneering spirit that defined this region of the USA.
Featured Cities of Idaho
browse list of realtors working in Franklin CountyFranklin county has 1 usdaproperties.com realtor ready to help with your search!
| July 2025 Featured Agent | |
|---|---|
| Orville Brown | from Keller Williams Realty East Idaho |
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